Fintech Schweiz Digital Finance News – FintechNewsCH http://fintechnews.ch Thu, 18 Oct 2018 09:03:32 +0000 en-US hourly 1 Schweizer “Challenger” Bank Neon Testet noch bis ende Jahr http://fintechnews.ch/pfm/schweizer-challenger-bank-neon-testet-noch-bis-ende-jahr/23013/ Thu, 18 Oct 2018 09:03:32 +0000 http://fintechnews.ch/?p=23013 Das Zürcher FinTech neon hat im August 2018 die Beta-Version seiner Konto-App lanciert, mehrere hundert Beta Nutzer testen derzeit kostenlos den Dienst. Die Kontoeröffnung erfolgt jetzt völlig papierlos über die

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Das Zürcher FinTech neon hat im August 2018 die Beta-Version seiner Konto-App lanciert, mehrere hundert Beta Nutzer testen derzeit kostenlos den Dienst.

Die Kontoeröffnung erfolgt jetzt völlig papierlos über die App und dauert weniger als 10 Minuten. Damit ist neon gemäss eigenen Angaben der erste unabhängige Anbieter einer kostengünstigen, rein auf das Smartphone ausgerichteten Kontolösung in der Schweiz.

neon hat im August 2018 die Beta-Version seiner App lanciert und schon mehrere hundert Nutzer. Das Angebot umfasst neben der App ein Privatkonto, welches bei der Hypothekarbank Lenzburg AG liegt, sowie eine Maestro-Karte zum Einkaufen und Abheben im In- und Ausland. neon ist ausschliesslich auf das Smartphone ausgerichtet und verzichtet damit als erster Kontoanbieter in der Schweiz komplett auf Filialen.

Den Kostenvorteil gibt neon an seine Kunden zurück: es gibt keine Grundgebühren für das Konto und für die Maestro-Karte.

Kostenloses Konto inkl. Maestro Karte

Per Anfang Oktober hat neon weitere Meilensteine erreicht. Zum einen ist die Kontoeröffnung, die weniger als 10 Minuten dauert, jetzt komplett papierlos. Zum anderen sind nun neben den gängigen Zahlungsmöglichkeiten auch SEPA Überweisungen in Euro und per Click Direktzahlungen an andere neon-Nutzer möglich.

Damit bietet neon eine Alternative für digital affine und kostenbewusste Kunden, die eine günstige, schnelle und unabhängige Kontolösung für ihren Alltag suchen.

Mit der Beta-Version möchte neon möglichst rasch Nutzer gewinnen und wertvolles frühes Feedback erhalten, auch wenn einzelne Angebotsbestandteile wie eine Mastercard noch nicht bereit sind. Das Kundenfeedback wird laufend aufgenommen und wurde in bisher drei App-Updates seit Start der Beta Phase umgesetzt. Als Dankeschön an die Nutzer sind bis Ende 2018 Abhebungen gebührenfrei.

Julius Kirscheneder

Julius Kirscheneder, Mitgründer von neon, sagt:

„Mit neon wollen wir ein sehr günstiges und schnelles Konto für den Alltag bieten. Wir möchten zeigen, dass mit einer zeitgemässen App die alltäglichen Finanzen sogar Spass machen können. Wichtig für uns ist es, durch die Einbindung von Kunden die App in der Beta-Phase zielgerichtet zu testen und weiter zu entwickeln.

Wir wissen, dass wir noch nicht bei 100% sind. Umso gespannter schauen wir täglich auf die Erfahrung der Beta-Nutzer, haben schon viel gelernt und bei der Entwicklung berücksichtigt.“

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2 Schweizer Proptech Startups unter den Gewinnern an Immobilien Expo in München http://fintechnews.ch/proptech/schweizer-proptech-startups-unter-den-gewinnern-an-immobilien-expo-in-munchen/22995/ Thu, 18 Oct 2018 06:11:26 +0000 http://fintechnews.ch/?p=22995 Im diesjährigen Wettbewerb an der internationalen Immobilienmesse Expo Real in München haben sich mit PriceHubble und Tower360 zwei Startups in den Kategorien «Invest» und «Market» durchsetzen können, die Mitglieder im

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Im diesjährigen Wettbewerb an der internationalen Immobilienmesse Expo Real in München haben sich mit PriceHubble und Tower360 zwei Startups in den Kategorien «Invest» und «Market» durchsetzen können, die Mitglieder im Schweizer Netzwerk SwissPropTech sind.

Mario Facchinetti

Mario Facchinetti

«Diese beiden Siege freuen uns ganz besonders. Zeigen sie doch, dass das ImmobilienKnowhow hoch und ihre Geschäftsideen überzeugend sind»,

kommentiert Netzwerkleiter Mario Facchinetti den erfolgreichen Abschluss des internationalen Startup-Contests in der bayrischen Landeshauptstadt.

Der Wettbewerb vom Real Estate Innovation Network , der 2018 zum zweiten Mal ausgetragen wurde, erstreckte sich über alle drei Messetage und umfasste neben den Kategorien «Invest» und «Market» auch «Plan & Build», «Manage & Operate» sowie «Smart Cities & Work».

Insgesamt kamen mit fünf von 25 Teilnehmenden allein ein Fünftel der Startups aus der Schweiz. Gewinner PriceHubble stammt aus Zürich und war Ende 2015 von Stefan Heitmann gegründet worden. Geschäftsinhalt von PriceHubble ist, mit Hilfe von Machine Learning Immobilienanalysen, -bewertungen und -prognosen unter Nutzung grosser Datenmengen zu automatisieren.

Tower360 als weiteres Mitglied von SwissPropTech setzte sich gegen die Konkurrenz aus Grossbritannien, Irland, Israel und Österreich durch. Das Deutsch-Schweizerische

Jungunternehmen stellt mit seiner Lösung grosse Datenmengen rund um die Immobilienverwaltung für kommerzielle Anbieter und Entwickler zur Verfügung. Aus Schweizer Sicht erfolgreich im Wettbewerb vertreten waren zudem die Zürcher Carbon Delta AG (klimafreundliche Investitionsportfolios), das ETH-Spin off Archilyse (fortgeschrittene Architektur-Analyse) und die Loriot AG (cloudbasierte IoT-Infrastrukturlösungen für die Immobilienbranche). Auch diese Unternehmungen konnten sich an der Messe in München einem internationalen Publikum präsentieren.

«Das Forum vom Real Estate Innovation Network an der EXPO REAL in München war dieses Jahr noch grösser und noch besser besucht»,

sagt Mario Facchinetti, der mit dem seinem Netzwerk SwissPropTech auch Schweizer Partner des Forums war.

«Das Interesse an der Digitalisierung der Immobilienwirtschaft ist breit und über alle Grenzen festzustellen.»

«Mit dem Schweizer Sieg in der wichtigen Invest-Kategorie und der beachtlichen Präsenz von gesamthaft 13 Swiss PropTech-Mitgliedern hat die eidgenössische PropTech-Szene auf internationaler Bühne gezeigt, was sie kann und was in ihr steckt. Eine Ausgangslage, auf der wir aufbauen»,

fasst Mario Facchinetti eine sehr erfolgreiche Expo Real 2018 zusammen.

 

Featured image credit: Copyright 2018, Messe München GmbH, all rights reserved; Author Thomas Plettenberg / Messe München GmbH

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Erste Fintech Messe der Schweiz http://fintechnews.ch/fintech/fintech-messe-schweiz/22968/ Wed, 17 Oct 2018 06:02:12 +0000 http://fintechnews.ch/?p=22968 Die Startup-Vereinigung Swiss Finance Startups hat am 16. Oktober 2018 im Zürcher Grünenhof die erste Fintech-Messe der Schweiz lanciert. Das Event ist gemäss dem Veranstalter ein Erfolg auf der ganzen

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Die Startup-Vereinigung Swiss Finance Startups hat am 16. Oktober 2018 im Zürcher Grünenhof die erste Fintech-Messe der Schweiz lanciert. Das Event ist gemäss dem Veranstalter ein Erfolg auf der ganzen Linie und hat deren Erwartungen deutlich übertroffen.

Es ist viel los im Schweizer Fintech. Die Branche ist den Kinderschuhen längst entwachsen und ist vom Schweizer Finanzplatz nicht mehr wegzudenken. Eine eigene Messe fehlte den Fintech-Treibern bislang noch – wie sehr, das zeigte die grosse Nachfrage.

Die verfügbare Ausstellerfläche war nach wenigen Stunden ausgebucht. Dank der UBS Schweiz, dem Hauptsponsor der Veranstaltung, durfte zusätzliche Stellfläche genutzt werden, sodass am Ende 46 Ausstellern die Möglichkeit zur Präsentation geboten werden konnte.

SFS-FintechFair

In Kooperation mit der Singpore Fintech Association wurde Singapore als Partnerland der ersten Schweizer Fintech-Messe ausgerufen und schickte eine offizielle Delegation.

Christina Kehl, Geschäftsführerin und Vorstand von Swiss Finance Startups kommentier:

“Wir zählen heute über 500 Besucher und haben damit unser Kontingent vollständig ausgereizt. Wir sind sehr stolz auf unsere tollen Startups, sehr dankbar für die Unterstützung seitens unserer Partner und freuen uns riesig über das grosse Interesse an #fintech #theSwissway. Wir haben grossartiges Feedback seitens der Mitwirkenden und der Besucher erhalten, das zeigt, dass wir mit dem Messekonzept ins Schwarze getroffen haben.”

Der Swiss Fintech Day wird heute bereits zum dritten Mal begangen. Mit jedem Jahr ist die Veranstaltung gewachsen und das neue Konzept der Fintech Messe Schweiz hat den Nerv des Schweizer Fintech Ökosystems getroffen.

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Iuvo – The P2P Investment Platform Celebrates 2nd Birthday With €29 M Turnover http://fintechnews.ch/p2plending/iuvo-the-p2p-investment-platform-celebrates-2nd-birthday-with-e29-million-turnover/22978/ Wed, 17 Oct 2018 04:23:58 +0000 http://fintechnews.ch/?p=22978 The Estonian platform iuvo is one of the fastest developing P2P platforms in Europe. Мore and more people choose to entrust their savings to peer-2-peer platforms, rather than deposit them

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The Estonian platform iuvo is one of the fastest developing P2P platforms in Europe.

Мore and more people choose to entrust their savings to peer-2-peer platforms, rather than deposit them in banks. In 2 years iuvo has attracted over 7000 investors from 113 countries. Just for 2018 the number of investors grew by 126%.

More stats

Statistics show that the highest interest comes from Germany, UK, Spain, Scandinavian and Baltic countries, where P2P is known as one of the safest alternative investment instruments.For the last year investors from Germany have grown 45 times, from UK – 4 times and from CEE – 2 times.

The average yearly yield is 8.9% for 2017 and can go up to 15% for those with the best strategies. The average deposit on the platform is €5 000 and 10% of the investors have deposits over €10 000. The total investments on the platform until October 2018 are over €29 million with a growth of 468% compared to last year.

The growth scopes

Since its launch in 2016 the company has shown sustainable growth, aiming to ensure the comfort of both loan originators and investors. In 2018 iuvo listed two new lending companies on its market (bringing the count to five) and expanded the list of types of offerings with personal, business, car and mortgage loans. Most popular among the investors are the mortgage loans that are secured with property of the borrower.

iuvo buy-back

Iuvo Buy-back

An important note is that all the listed credits in iuvo have Buy-back guarantee, meaning that in case of default the loan originator pays back the invested amount to the investors. This significantly reduces the risk for the users. Another of the marketplace’s benefits is that 95% of the listed credits come from EU regulated companies.

The iuvo platform is popular among both experienced investors and those who are making their first steps in the world of investments.  The company expects even more from the upcoming year and plans to offer better customer experience on the platform with new functionalities and investment opportunities.

 

Featured image credit via iuvo-group.com

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Switzerland Is an Early Adopter to a Trend That Could Change the Face of Banks Forever http://fintechnews.ch/open-banking/switzerland-open-api-banking-sofa/22918/ Tue, 16 Oct 2018 13:59:16 +0000 http://fintechnews.ch/?p=22918 Before 2015, the idea of banks actively working together and sharing information with each other seemed like a pipe dream, or end results of corporate espionage. This is, until the

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Before 2015, the idea of banks actively working together and sharing information with each other seemed like a pipe dream, or end results of corporate espionage.

This is, until the UK embarked on their Open API banking initiative, which has since been adopted by the EU. The goal is to create a more integrated, innovative and competitive banking and payments system by, in parts, compelling banks to foster integration amongst each other and with the extended fintech scene.

Open Banking could be a boon to any local finance scene, which is why bank in 2016, an ambitious project called the Swiss Open Finance API (SOFA) hit the public consciousness, with the goal of creating a common API and a new standard for Swiss financial services.

After all, it was said that if Switzerland didn’t attempt to disrupt their own payments scene, something from the EU would take up that role instead.

With multiple major fintech hubs across the globe undertaking their own open banking initiatives, it’s “do or die” for Swiss banks.

What Open Banking is About

switzerland open banking credit suisse

Image Credit: Wikimedia Commons

Driving the whole open banking movement are APIs, or application programming interfaces, which should enable financial institutions to share access to their data seamlessly and securely.

By promoting openly-published API specifications, open banking generates the types of innovation possible through collaboration across a variety of enterprises.

Banks are focused on account information access and payment initiation for their consumers.

It is said that similar APIs have already been used in lending for credit checks, and could relatively easily expand into loans on simple products, as well as repayment automation.

Everyone Wins in Open API

lendit open banking switzerland

Image Credit: LendIt

Consumers in a region could gain more financial freedom to compare between financial products, while still keeping their hard-earned cash in established banks. Open information sharing could also allow consumers to see real-time data of all of their finances in a single platform, which could help them keep better tabs on their finances.

Meanwhile fintechs will be able to reach the banks’ customer base much easier—which could be valuable in the country of bankers. They could form their business around aggregating data, or construct their business around analytics and personalisation.

And cycling back to banks, they’ll be able to adopt solutions that are created based on the data they’ve put out, instead of having to build their own interfaces ad hoc. They would also be able to share information with other banks, and uplift the finance services in their region with technology to compete in an increasingly tech-reliant world.

Open Banking Initiatives

HSBC

Image Credit: Wikimedia Commons

 

Considering its origins as a global trend, it makes sense that some of the more prominent banks participating in open banking hail from the UK.

HSBC was said to become on of the first big banks int eh UK to launch a standalone open banking app called Connected Money, which allows customers to access other bank accounts, credit cards and loans. Other names participating include Barclays and Royal Bank of Scotland.

However, the true innovation with banks lies in specialist banks, that provide alternative solutions that are presented to consumers through aggregators. Through partnerships with other financial service providers, they are broadening their reach in a bid to ensure that financial services can be access by the underserved.

There are also the growing numbers of digital-only banks that are either branchless, or even mobile banks. These banks come into the world with already establishe dmodular systems and API-based from the get-go.

Some digital banks are offering APIs to other banks and fintech companies to grow their own businesses.

19 Starling bank in the UK is a notable example, a lender that has offered its API, with documentation and sandbox testing environment.

Of Course, There Are Risks

The radical shifts that open banking can bring are putting traditional financial institutions at somewhat of a crossroads—what should they keep in-house, and what should they pay other companies to do?

Payments service companies like Visa, PayPal and MasterCard are also feeling the open banking pinch. They are currently responding to the issue by playing the role of facilitator in open banking transformations, forging partnerships across the value chain.

They will not die under the new ecosystem, but their power could be diminished to give room for companies like VibePay to rise.

But one of the biggest issues in open banking is the risk for hacks.

Banks have over their many years of existence, slowly upgraded its securities to protect consumer information. With open banking, sensitive data are extended outside of their corporate premises into third-party provider infrastructures that may not have the proper securities in place.

There is also a higher risk of frauds from the increasingly automated processes that open banking would offer, especially if a malicious player figured out how to turn automated processes to their favour.

With consumers’ money and sensitive data on the line, financial institutions and its open banking constitutents will have to continuously upgrade their systems and securities and keep on their toes.

LenditFintech_Europe_v002

 

The above information was a summary of the LendIt White Paper on open banking, discussing the state of open banking globally.

The company will also be hosting their LendIt Fintech Europe, an essential event in the continent for those interested in innovations in financial services. 2018’s event hopes to attract more than 1,200 fintech companies, banks, and investors from Europe’s most influential companies. 

Hot topics will include: lending innovation, financial inclusion, digital banking, blockchain and AI.

Register now and get 15% off with code FintechNewsCH15%

 

Featured image credit: Switzerland flag, via Pixabay

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Swiss Artificial Intelligence Startup Map and Link to Fintech Q3/ 2018 http://fintechnews.ch/ai/swiss-artificial-intelligence-startup-map-and-link-to-fintech-q3-2018/22937/ Tue, 16 Oct 2018 10:54:04 +0000 http://fintechnews.ch/?p=22937 Swisscom published the 3rd Swiss Artificial Intelligence Startup Map. Out of this list, we have listed again below for your convenience all the Startups out of the Fintech/Insurtech and the Virtual

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Swisscom published the 3rd Swiss Artificial Intelligence Startup Map.

Out of this list, we have listed again below for your convenience all the Startups out of the Fintech/Insurtech and the Virtual Assistants/Chatbots Categories. Click on the Logo to get to the Startup Webpage.

Artificial-Intelligence-Startup-Map-Q3-2018-1

Fintech & InsurTech

quantreex
sentifi

inyova

 

Virtual Assistants/Chatbots

advisay
rhyno solutions
Enterprise Bot
nudgeIT
Swiss Artificial Intelligence Startup Map March2018

Swiss Artificial Intelligence Startup Map March 2018

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LEND Schliesst CHF 6 Millionen Series A Finanzierungsrunde Ab http://fintechnews.ch/p2plending/lend-series-a-finanzierungsrunde-6-millionen/22921/ Tue, 16 Oct 2018 09:23:11 +0000 http://fintechnews.ch/?p=22921 Das Zürcher P2P Lending Platform LEND schliesst die Series A Finanzierungsrunde ab. Insgesamt CHF 6 Millionen wurden eingesamelt, 3.5 Millionen im April 2017 und nun weitere 2.5 Millionen CHF von

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Das Zürcher P2P Lending Platform LEND schliesst die Series A Finanzierungsrunde ab. Insgesamt CHF 6 Millionen wurden eingesamelt, 3.5 Millionen im April 2017 und nun weitere 2.5 Millionen CHF von Venture Capital Fund Alpana Venture sowie den bisherigen Angel Investoren.

Florian Kübler

“Unser erfolgreicher Track Record überzeugt weiterhin. Neben bestehenden Investoren, die uns seit den Anfängen unterstützt haben, konnten wir Neue dazugewinnen. “

sagt Florian Kübler, CEO und Mitgründer von LEND:

 

 

Pascal Widmer

Pascal Widmer

„Das LEND Team arbeitet in beeindruckender Weise und überzeugt mit einer ausgezeichneten Performance. LEND wird in der Schweiz den Markt weiterhin verändern und wir freuen uns, der Firma zu weiterem Wachstum zu verhelfen, um damit die Führungsrolle konsolidieren zu können.“

ergänzt Pascal H. Widmer, Managing Partner bei Alpana Ventures.

Erweiterung der Produktepalette

Das Unternehmen verfügt bei der Vermittlung von Privatkrediten bereits über einen soliden Track Record und bietet seit Juni auch Finanzierungslösungen für KMUs und Zweithypotheken an. Die neuen Produktlinien entwickeln sich ausserordentlich gut und LEND treibt die Expansion mittels bestehenden Partnerschaften und direkten Akquisitionskanälen voran.

Sorgfältige Risikoprüfung

Eine ausreichende Bonität spielt für LEND bei der Kreditvergabe weiterhin die Hauptrolle. KMU Kredite werden nur gegen ausreichende Garantien vergeben. Die stringente Kreditvergabepolitik widerspiegelt sich in der tiefen Ausfallrate (weniger als 0.5%). Die Anleger erwirtschaften jährlich im Durchschnitt eine Rendite von 5.5%.

Institutionelle Anleger

In Ländern wie Grossbritannien bereits Mainstream, ist Marketplace Lending auch in der Schweiz angekommen. LEND arbeitet mit mehreren Pensionskassen, Family Offices und Banken zusammen, die in zunehmender Grösse in Kreditprojekte investieren. Kleinanleger bleiben aber ein wichtiger Bestandteil und LEND wird diesen offenstehen.

Team Mitglieder mit Track Record

Neu zu LEND stossen Roman Mebert (Head KMU) und Christian Huber (Head Sales), die beide auf 25+ Jahre Erfahrung in ihren Bereichen zurückblicken können. Risikomanagement ist für sie nicht nur ein grauer Theoriebegriff.

Verwendung der Mittel

Mit den neu aufgenommenen Mitteln wird LEND die Digitalisierung der Plattform weiter vorantreiben, neue Geschäftsfelder professionalisieren und institutionelle Kreditfazilitäten zur Finanzierung der Kreditprojekte sicherstellen.

 

Featured image credit: Lend Facebook page

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FinTech Award Alpbach: Schweizer Fintech AI Startup Gewinnt http://fintechnews.ch/roboadvisor_onlinewealth/fintech-award-alpbach-2018-schweizer-fintech-ai-startup-gewinnt/22890/ Mon, 15 Oct 2018 10:46:41 +0000 http://fintechnews.ch/?p=22890 Ein Schweizer AI Fintech Startup gewinnt den Fintech Award am renomierten European Alpbach Symposium. Beim 32. Alpbacher Finanzsymposium wurde der „FinTech Award Alpbach 2018″ der UniCredit Bank Austria an Private

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Ein Schweizer AI Fintech Startup gewinnt den Fintech Award am renomierten European Alpbach Symposium.

Beim 32. Alpbacher Finanzsymposium wurde der „FinTech Award Alpbach 2018″ der UniCredit Bank Austria an Private Alpha verliehen. Der Preis ist mit 5.000 Euro dotiert und wurde erstmals in diesem Jahr vergeben.

Susanne Wendler, Bereichsvorstand Firmenkunden in der UniCredit Bank Austria:

Susanne Wendler

Susanne Wendler

„Ich gratuliere Private Alpha sehr herzlich zum ‚FinTech Award Alpbach 2018‘. In der UniCredit Bank Austria sehen wir die Digitalisierung als Treiber für den Wandel des Bankgeschäfts. FinTechs sind in diesem Prozess wichtige Ideen- und Impulsgeber für die etablierten Banken.

Wir sehen FinTechs deshalb als eine Bereicherung und Unterstützung für uns. Das Ziel der digitalen Transformation ist es, die Effizienz zu steigern und vor allem das Kundenerlebnis noch weiter zu verbessern.”

2018 wurde erstmals im Rahmen des Alpbacher Finanzsymposiums ein FinTech-Zentrum eingerichtet. Fünf ausgewählte FinTechs wurden eingeladen und konnten sich den Teilnehmers des Symposium präsentieren, die auch den Preisträger bestimmten. Sponsor des Preises ist die UniCredit Bank Austria.

privatealphaPrivate Alpha ist ein schnell wachsendes FinTech und kombiniert bewährte Anlagestrategien mit künstlicher Intelligenz. Das Ergebnis ist eine Kombination aus bewährten Finanzmarktindikatoren, Algorithmen und neuen Erkenntnissen durch künstliche Intelligenz. Dabei fliessen über 6000 börsennotierte Unternehmen in die Analyse ein.

 

 

Featured image credit: presse.bankaustria.at 

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Swiss Stock Exchange Takes Stake In Digital Inheritance Start-Up PassOn http://fintechnews.ch/blockchain_bitcoin/swiss-stock-exchange-takes-stake-in-digital-inheritance-start-up-passon/22881/ Mon, 15 Oct 2018 09:14:41 +0000 http://fintechnews.ch/?p=22881 Following its announcement in July launching SIX Digital Exchange to address the opportunities in the digital asset space, SIX today announced that it has taken a minority stake in PassOn AG,

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Following its announcement in July launching SIX Digital Exchange to address the opportunities in the digital asset space, SIX today announced that it has taken a minority stake in PassOn AG, a Swiss start-up specialising in the transfer of digital assets as part of inheritances.

According to Valerio Roncone, Head Product Management & Business Development, Securities & Exchanges at SIX, ‘The challenge in the digital asset space is to ensure clean, transparent and legally binding title to the assets between parties. This requirement is identical for counterparties who are exchanging assets whether they are living or deceased.

The Distributed Ledger-based solution developed by PassOn will help enable such asset transfer seamlessly.’

As part of the investment by SIX, Roncone will become a Board Member of PassOn AG.

Stephan Wippermann

Stephan Wippermann

According to Stephan Wippermann, CEO, PassOn AG,

‘We aim to leverage the latest Blockchain and Smart Contract technologies to bring inheritances into the digital age. We are preparing our ICO to fund the development of our digital estate planning and inheritance platform. In parallel, we will explore how to use SDX offerings such as listing or secure storage of the PassOn AG coin to leverage the SIX digital ecosystem.’

 

Featured image credit: https://www.six-group.com

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“BORN IN SWITZERLAND” Swiss Original Fintech Overview Map Update: 133 Companies http://fintechnews.ch/fintech/born-in-switzerland-swiss-original-fintech-overview-map/14026/ Sun, 14 Oct 2018 06:44:39 +0000 http://fintechnews.ch/?p=14026 Luc Schuurmans, Head Private Banking, Executive Management at Bank Linth LLB AG,  put together an updated overview map of Fintech Companies “Born in Switzerland”. Since his last update, he collected 10 Fintech Startups

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Luc Schuurmans, Head Private Banking, Executive Management at Bank Linth LLB AG,  put together an updated overview map of Fintech Companies “Born in Switzerland”.

Since his last update, he collected 10 Fintech Startups more – Alethena, Crypto Finance AG, CrowdPark, AlgoTrader, SwissBorg, Vision&, WealthArc, Cryptalgo and TokenEstate.

Here are the descriptions of all the startups listed in Luc’s map:

Funding

Verve Capital Partners Ltd. operates investiere.ch, a disruptive early-stage and equity gap financier. Based in Zug, Switzerland, Verve Capital Partners was launched in December 2007, with the aim to develop and implement innovative financing concepts for small and medium sized enterprises (SMEs) while connecting private investors directly to SME investments.

 

 

 

WeCan.Fund connects investors to the best Swiss SMEs seeking crowdfunded loans. They provide a secure, user-friendly, transparent platform that will revolutionize SME financing.

 

 

 

Swiss Crowdfunding is The First Swiss Real Estate Crowdfunding Platform. They have the right of sale of real estate for a total value of over 2 billions Euros: this includes housing estate, for profit, accommodation facilities and many hotels in spread throughout 8 different countries in Europe.

 

 

Top 30 FinTech Startups crowdhouse

 

Bricks & Bytes AG provides with crowdhouse.ch the first real estate crowd funding platform in Switzerland. By democratizing the way of being a real estate owner it makes everyone a happy landlord.

 

 

 

 

wemakeit.com was founded in Switzerland in February 2012 by the communication consultant Rea Eggli, the artist Johannes Gees and the interaction designer Jürg Lehni and within very short time grew into one of the largest crowdfunding platforms in Europe.

 

 

 

Propmatch.ch We are a 2015 founded PropTech Startup from Basel. Our goal is to make B2B real estate transactions (investment properties and real estate) more efficient. We help real estate professionals with our open and free analytics platform to make better decisions. Through the combination of Big Data, GIS and Analytics, we enable intelligent matching between sellers, properties and buyers of all sizes throughout Switzerland.

 

 

Projektstarter ist eine Crowdfunding-Plattform mit Sitz in Solothurn, welche seit dem Jahr 2011 tollen Ideen und ihren Machern eine Möglichkeit zur Finanzierung bietet. Sie ist in Besitz der Designatelier GmbH. ProjektStarter bietet den Menschen im Raum Schweiz die Möglichkeit ihre Idee oder ihr Projekt zu finanzieren.

 

 

 

100-days.net (St. Jakobstrasse 54a, CH-8004 Zurich) is a limited company which is 100% owned by Ron Orp GmbH, based in Zurich. The site’s managers and founders are Romano Strebel, Christian Klinner and Ron Orp.

 

 

 

DealMarket is a global online platform for fundraising and deal flow management – a one‐stop shop for Private Equity & Corporate Finance professionals. DealMarket counts more than 15,000 active private equity professionals from 159 countries and is growing fast. Global leading banks like UBS use DealMarket’s deal flow management tools like hundreds of Investors, Associations and Networks trust our comprehensive service offering for Private Equity.

 

Top 30 FinTech Startups go beyondGo Beyond Investing brings together a group of private accredited investors dedicated to providing early-stage capital with entrepreneurs seeking investment capital. Go Beyond Investing enables novice & experienced, small & large investors, to access angel investing as an asset class through its unique platform, tools, training and expert angels.

 

 

 

SoSense is a pioneer in digital social innovation with offices in Zürich (Switzerland) and Berlin (Germany). They design creative and engaging concepts, implement innovative and empowering solutions and help run impactful campaigns with leverage.

 

 

 

CreditGate24 connects borrowers with private and institutional investors and offers an efficient and scalable settlement of loans. CreditGate24 operates exclusively online, with no branches or high administrative expenses in order not to diminish the yields on investment and to minimize the cost for borrowers.

 

 

Advanon is an authorized financial intermediary that is directly subordinated to FINMA (Directly Subordinated Financial Intermediary, DSFI) according to the Anti Money Laundering Act (AMLA).

 

 

 

Suricate Solutions Sàrl a développé GoHeidi, une plateforme web de financement participatif basée sur la précommande d’un produit/service afin d’aider toute personne à réaliser son projet.

 

 

 

Veolis provides a Crowdfunding and Crowdinvesting Platform for sustainable projects in Switzerland, for example: Renewable Energy Projects, Cleantech Company; processes and legal contracts between Project Owner and Investor are simplified and standardized.

 

 

 

c-crowd represents a new way of financing entrepreneurs while democratising the concept of business angels, brings together innovative entrepreneurs and investors.

 

 

 

Loanboox is the independent money and capital market platform for public-sector borrowers and institutional investors. In contrast to conventional brokering, financing and investing through Loanboox is simple, transparent, safe and low cost, benefiting both borrowers and lenders alike.

 

 

 

SWISS STARTER the first equity crowdfunding platform in Ticino (Switzerland), wants to be a real support to help new startup that needed funds to start their project or to carry on existing projects in the critical steps.

 

 

 

Swiss Crowdlending FinTech for private persons and SME. Crowd Solutions is the provider of Crowd4Cash.ch the innovative Crowdlending platform. Crowd4Cash brings investors and borrower together. For better returns for the investors and lower interest rates for borrower. 100% online, easy and simply fair!

 

 

 

swisspeers  ist eine unabhängige Crowdlending Plattform, die es Unternehmen erlaubt, bei Investoren direkt – also ohne Zwischen­schaltung eines Finanzinstituts – Fremdkapital zu beschaffen.

 

 

 

 

creditworld verbindet Schweizer KMUs mit privaten sowie professionellen Investoren. KMUs profitieren von attraktiven Konditionen und fairen Vertragsbedingungen. Investoren erhalten Zugang zu einer neuen Anlageklasse mit interessanten Renditen und unterstützen dabei das Rückgrat der Schweizer Volkswirtschaft.

 

 

Top 30 FinTech Startups Splendit

Splendit matches students and investor in an auction process, issue documentation and manages payments through the lifetime of the loans.

 

 

 

acredius

Acredius is an online platform that makes investors’ and borrowers’ needs meet in an unconventional, digital, intuitive and safe environment. Investors can diversify their portfolios and enjoy interesting yields. Borrowers get access to fair financing using their traditional and non-traditional data.

 

 

lendoraLendora is a Swiss crowdlending startup. Our platform connects borrowers and investors online to make credit more accessible and investing more rewarding.

 

 

 

foxstoneFoxstone is a Swiss real estate crowdfunding platform. The platform proposes institutional-grade real estate deals in Switzerland through three types of investments: co-ownership, co-investment and mezzanine debt with a minimum investment amount of CHF 25’000.

 

 

 

Advice

moneyguru

moneyguru.ch ist der digitale Assistent für private Finanzen in der Schweiz. Der Moneyguru ist von den Gründern von moneyland.ch ins Leben gerufen worden. Die unabhängige Vergleichsseite moneyland.ch ist sozusagen die Mutter, die Datenlieferantin und der Rechner von Moneyguru.

 

 

 

crowd-trading.com

Crowd Trading‘s objective is to bring a revolution to the world wide online financial services being the first on the market to offer a social trading platform to collectively manage portfolios of financial assets through a decision-making system for public groups of investors (herein “crowd”) and an automated trades replication within the crowd.

 

 

adviceonline.ch, the complete and regulatory conform Onboarding, Profiling, Opening Document Management, Advisory and Consolidation Suite for EAM and Banks.

 

 

 

 

Investment Navigator is operated by Investment Navigator AG based in Zurich. Investment Navigator AG works closely with fundinfo, the leading platform for information and mandatory disclosures in the fund sector.

 

 

 

InvestGlass is a 24/7 financial markets platform built with Swiss banking know-how and a predictive algorithm. Their goal is to deliver smart financial information investors need at the right time and in the right format. Equities, Bonds, Forex, ETF, Futures, News and much more…

 

 

 

FLYNT reinvents platforms, services and experiences that put clients in control of their wealth. We see wealth as a means to follow life’s dreams, ambitions and aspirations. Wealth is a gateway to opportunity. Our mission is to transform how our clients realise these opportunities – in the most fluid, dynamic and rewarding way possible.

 

 

Top 30 FinTech Startups Sentifi

Sentifi is a leading Crowd-Intelligence platform for financial markets globally, receiving Swiss FinTech Award 2016. Their unique approach is to structure unstructured financial data from news, blogs and social media, identify and rank the sources for their relevance and apply self-learning algorithms and a financial expert system to extract insights from the content.

 

 

Qumram enables every digital interaction – web, social and mobile – to be recorded and replayed, at any time, providing a complete digital audit trail for financial services organisations, in accordance with key global regulatory requirements (MIFID-II, SEC, FINRA and more).

 

 

 

SwissMetrics is a dynamic startup from Switzerland that has a mission to enhance the way companies monitor their credit risk. As finance professionals, they have developed a SaaS platform with the aim of promoting smarter collaboration within companies to work for a common goal – saving money through risk minimization.

 

 

 

With diverse academic backgrounds ranging from information technology, mathematics, business administration, political sciences and philosophy, economics, design, linguistics and psychology, Adviscent‘s team of experts brings solid domain expertise on board in the banking, pharmaceutical, manufacturing and food industries.

 

 

MeetInvest seeks to democratize stock market investment with a free service that combines a social media platform and an investor toolkit, bringing in one place all the necessary resources for people to start trading like pros.

 

 

 

By leveraging technology, Dein-Anlageberater.ch provides users with personalized investment advisory services and recommendations for asset allocation at a much lower price than traditional investment advisers.

 

 

 

 

CrowdInvest.ch ist die erste Plattform der Schweiz, bei der jedermann die Kursentwicklung von Aktien prognostizieren kann. Denn wissenschaftliche Untersuchungen zeigen, dass kollektives Wissen besser ist als einzelne Expertenmeinungen. Werde jetzt Teil von crowdinvest.ch und miss dich mit den Finanzexperten.

 

 

Nectar Financial, formerly Etops, is a Swiss fintech company specializing in wealth and asset management. It provides middle and back office services for more than 30 family offices, independent asset managers and banks and supports them in managing assets in excess of CHF 35 billion.

 

 

 

Riskifier makes investment risk profiling simple, fun and insightful for everyone. Our solution uses latest advances of artificial intelligence to fulfill the requirements of MiFID II/FIDLEG investor risk profiling and KYC data collection, while digitalizing & gamifying user experience as well unleashing advantages of behavior based personalized investment risk profiles.

 

 

Pricehubble a Swiss based company, focusing on international real estate markets. We integrate top academic and industry experience in machine learning, computer science, econometrics, mathematics, statistics, financial services and consulting. We develop innovative solutions to support real estate decision making.

 

 

EdgeLab is a fintech company providing an investment intelligence web platform to help financial institutions taking smarter decisions.

 

 

 

Apiax

Apiax is a compliance digitally mastered. We transform complex regulations into easy-to-use digital compliance rules.

 

 

 

thescreener

theScreener is the market leader for independent valuations of financial securities, equities, sectors and markets, and new funds.

 

 

 

alethenaAlethena is the first Swiss ICO and Blockchain-Asset Rating Agency and Due Diligence Service Provider.

With deep technical insight, vast financial market experience, and a conclusive rating methodology, Alethena bridges the gap between blockchain and established investors. As a Swiss company neutrality is a core of our culture.

 

 

Crypto Finance

Crypto Finance

Crypto Finance AG is a financial technology holding company founded in June 2017. The Group provides blockchain-related services through its three subsidiaries: Crypto Fund AG (Asset Management), Crypto Broker AG (Brokerage), and Crypto Storage AG (Storage).

 

 

 

crowdparkThe Swiss Real Estate sector is one of the most economically and politically stable in the world. It is very popular with institutional investors and remains difficult to access for private investors.

In fact, the heterogeneity of properties, their acquisition values, the complexity of financing them and the retention of information signifies that this market still remains relatively inefficient.

Based on these observations, Crowdpark SA, established on December 1st 2017 in Geneva, is an independent company specialized in Swiss Real Estate Crowd-Investing.

 

Integration

 

Performace Watcher Evaluating and comparing the result of one’s investment portfolio must be accessible to everyone. Our aim is to popularize and demystify a traditionally opaque field. We believe in explanations that are simple, clear and understandable to everyone. With the disappearance of Swiss banking secrecy, increased competition, the Internet and a new generation of customers the transparency of results is born.

 

 

onedotOnedot is a Swiss company making data consumable across sources and boundaries. Onedot’s artificial intelligence (AI)-driven software helps businesses reduce manual work in data management by 8x, speed up time-to-market by 90% and increase revenue up to 10%. Onedot makes this possible by radically improving data quality–automating the data integration, cleaning and categorisation process.

 

 

 

Additiv develops and implements digital innovations and business models for financial services companies – tailor-made and turnkey.

 

 

 

Qedos designs beautiful & innovative solutions for wealth managers. Their solutions revolutionise the way wealth managers and their client interact. They help wealth managers provide tailored advice, provide a better client experience, achieve superior investment performance, comply with regulations and work more efficiently.

 

 

Founded in 2007, NetGuardians was the first company to emerge from the innovation incubator Y-Parc, in Yverdon-les-Bains, Switzerland. The company now enjoys a solid international presence with a steadily growing clientele in Europe, the Middle East, Asia and Africa.

 

 

 

Top 30 FinTech Startups fundbaseFundBase is a cloud-based platform to ultimately host the complete investment process for high-conviction alternative investments. Fundbase delivers to qualified investors a seamlessly integrated platform to discover, execute and monitor complex investments such as hedge funds, private equity and other high-conviction investments.

 

 

Pure Value Metrics provides active investors with a unique combination of Global Equity Portfolio Selection, Market Insight, Online Trading and discretionary Voice Execution.

 

 

 

ADDFIN is a business solution for professional investors who seek to benefit and leverage on the full potential offered by digitalization and information technology in order to standardize the workflow, processes and procedures.

 

 

 

Centralway Numbrs is a customer-centric financial services company. It enables its customers to manage their existing bank accounts and personal finances and to buy any financial product from every provider at the best possible price.

 

 

 

 

Monetas

Monetas develops technologies that empower people to live and do business with greater freedom than ever before, and that make financial inclusion a reality.

 

 

 

 

Interaction Partners is a Swiss-based Investor Relations Services firm with a focus on facilitating broker-independent trust-building, live interactions (roadshows) between listed corporates and institutional investors in Zurich, Basel, Bern, Geneva, Lugano, Milan and London.

 

 

 

We believe that great decision makers are the ones that ask the right questions. Veezoo empowers them to find the answers efficiently by themselves. We make complex information easy to understand by answering any question with a clean visualization.

 

 

 

Lykke is a Swiss Fintech company building a global marketplace based on blockchain. It builds on decades of thought and research by company founder Richard Olsen, a pioneer in the field of high-frequency finance. Richard served as co-founder and CEO of OANDA, a leading foreign exchange company. Lykke received initial seed funding in 2015.

 

 

 

Oyoba is a finance-as-a-service platform, providing its users access to a wide range of fintech and blockchain services, including bank accounts, Bitcoin wallets, robo advisory, lending, P2P payments and debit cards. Oyoba’s vision is to turn consumer banking into a modern information service by using personal, financial and other data to create new, personalized and better services.

 

 

spitchSpitch is a Swiss provider of solutions based on Automatic Speech Recognition (ASR) and voice biometrics, Voice User Interfaces (VUI), and natural language voice data analytics.

 

 

 

moneygridMoneygrid is born out of the vision that currency systems should be as diverse as possible and that they should connected to each other if it does make sense.

 

 

 

altoo

Altoo has developed its wealth platform in co-creatorship with its clients. Our independence and diversity enables us to connect people, wealth and processes by technology in a unique way.

 

 

 

algotraderAlgoTrader is an algorithmic trading software system. The company was founded by the CEO Andy Flury in Zurich Switzerland.

 

 

 

Learn/Compare

Anders als bei anderen Lernplattformen arbeitet fintool.ch bewusst mit Kurzvideos. Da auf der anderen Seite der zu behandelnde Stoff ausgesprochen vielfältig aber auch von immenser Breite ist, sind der Anzahl solcher Videos kaum Grenzen gesetzt. Der Stoff wird fintool.ch nicht ausgehen. Nach Erscheinen werden die einzelnen „Street-Videos“ in sogenannten Wissensgefässen „zusammengebunden“.

 

 

nViso provides the most scalable, robust, and accurate cloud service to measure instantaneous emotional reactions of consumers in online environments. We provide real-time and highly actionable information for Market Research, Brands, Creative Agencies and R&D Product Development. Using award winning and proprietary 3D Facial Imaging technology, compatible with ordinary webcams, we uncover the why and how of customer behaviour in real-time, letting brands make smarter business decisions and build more engaging consumer experiences.

 

moneyland.ch is a Swiss comparison service site helping you with your financial needs. On moneyland.ch, you can use independent comparison tools for insurance, loans, credit cards, bank accounts, consumer credits, interest rates, trading and much more.

 

 

 

123vergleich – the portal for free insurance comparisons, offers and expert advice. 3 steps to the best offer: Compare – Request an offer – Save premiums!

 

 

 

 

Comparis is a Swiss Internet comparison service. On comparis.ch, consumers can compare rates and services of health insurances, other insurances, banks, telecom providers, property, vehicles and special offers from retailers – quickly and easily.

 

 

 

Ein Financial Explainer ist ein computergenerierter Erklärungsvideo. Mit Hilfe von Ton, Bild und Bewegung werden komplexe Sachverhalte verständlich erklärt. Gerade in der Finanzbranche, wo die Komplexität der Produkte und Dienstleistungen einen hohen Erklärungsbedarf mit sich bringen, kann ein Financial Explainer durch seine “Step by Step” Erzählweise sein ganzes Potenzial entfalten.

 

 

smartie.ch

Simple, Easy and Usefulness are the three pillars of everything that are innovated at Smartie. A team with impeccable entrepreneurship, courage to put a ding in the universe and humility are some of the characteristics of the team members.

 

 

 

bfox ist ein exklusiver Service der fragguido AG mit Sitz in Bergdietikon. Das 2013 gegründete Unternehmen ist 100% unabhängig und wird von einem Expertenteam geführt.

 

 

 

assetinum.com was founded with the goal of offering investors an independent and useful wealth management portal. Assetinum’s special focus is given to the search function for matching Swiss asset and wealth managers, investment consultants, banks and family offices. Users can easily arrange a meeting with experienced investment experts for free and then decide on a provider of their choice.

 

 

FinGuide offers a new service in Swiss Private Banking. So far, private banking customers have been directly acquired by providers, as investors you have been in a passive role. With FinGuide you can take control of yourself without having to spend a lot of effort. The approach: We record your individual needs in detail and show you which banks or asset managers suit you best. FinGuide is available to private individuals with assets available from 500,000 Swiss francs.

 

 

Payments

 

Monito is a comparison website for international money transfer services. We compare and review more than 450 money transfer operators, to help you find the best option for each of your international transaction.

 

 

 

Top 30 FinTech Startups CashSentinel

CashSentinel is a fintech startup that developed an innovative payment solution, which is at the crossroads of escrow agents and mobile wallets, to facilitate vehicle transactions. CashSentinel’s service has opened in April 2014 in Switzerland.

 

 

 

Mobino is a Swiss company incorporated in Geneva in 2011. Their products are integrated with the existing banking infrastructure, for example through the SEPA system in Europe. A version with prepaid accounts is geared to countries where many citizens cannot access traditional banking services.

 

 

 

CashCloud

CashCloud is a mobile payment system, but relies on a system of stability and security. They aim to create transparency and ensure ease of use, in order not to give rise to the scepticism and distrust which has grown between the people and the banks in recent years regarding mobile payments.

 

 

 

millipay

milliPay is a Swiss online payment provider. With their patent-pending technology they firstly enable micropayments: their system is optimized for fast and easy access to paid content, and efficiently processes transaction amounts down to EUR 0.001.

 

 

 

Top 30 FinTech Startups Run my Accounts

After several years of development, the Run my Accounts AG AG was founded in 2008: the Easiest Accounting for SME. And meanwhile run my accounts in Stafa with 25 employees approximately 300 companies in the size of 1 to 220 employees.

 

 

 

SONECT

SONECT Creating virtual ATMs where users can withdraw cash from any shop that joins the program at over 50% cheaper than the current ATM withdrawal costs.

 

 

 

 

SmartLinkSmartLink is a mobile wallet services provider, offering white-label mobile transaction platform solutions, contactless transaction capabilities, know-your-customer solutions, and prepaid program management.

 

 

 

 

billte digitalize paper invoices and to automate the billing chain for small and medium businesses. Since the deal does not end with a bill, we surround the invoices with a wide range of features that are beneficial for both, companies and their customers. By providing Value Added Services, such as bi-directional communication channel, awarding offers, analytics, forecasting, financial support, we help to maintain existing relationships and gain new customers.

 

SecurionPaySecurionPay, established in 2014 in Switzerland, is a cross-device payment platform that enables businesses accepting online payments in 160 currencies through the checkout translated into 23 languages.

 

 

 

advantage digitalAdvantage Digital, Unlike web wallets and other apps acting as simple clients to web based processes, a true mobile wallet generates and keeps your sensitive data local and never shares/sends it over the internet.

 

 

 

payrexxPayrexx is the first company that has developed an all-in-one cloud-based solution that allows you to accept online payments with payment tools such as Paylink, Virtual POS and One Page Shop without any programming skills.

 

 

 

 

Wealth Management

True Wealth AG was founded in 2013 as a Swiss corporation. An automated investment solution that is uncompromisingly cost-efficient so that our clients enjoy bigger returns.

 

 

 

With INVESTORY you can trade direct investments like stocks, etfs, futures, foreign currencies, precious metals, and commodities. Collective investments like mutual funds, structured products, and certificates are not available.

 

 

 

 

Investivity is a boutique investment company dedicated to delivering innovative solutions to the current challenges faced by wealth managers.

 

 

 

 

Leonteq is vertically integrated and is a leading B-2-B partner for digitisation solutions. They cover the entire value chain of structured investment products from structuring to pricing, documentation, issuance, listing, settlement, risk management, market-making, life-cycle management and distribution.

 

 

 

AMNIS provides small and medium enterprises via an electronic platform access on fair terms for currency exchange and foreign currency payments. Various automated systems and APIs (programming interfaces), it also allow the processes involved in dealing with foreign currency easier.

 

 

 

Blockchain software for asset management. Melonport is building multichain capable software for asset management.

 

 

 

 

 

Descartes is a digital Swiss investment advisor bringing together the latest insights in financial theory, leading technology, and successful investment specialists. An easy, low-cost access to strategies and methods of well-known, independent investment specialists, portfolio managers and economists.

 

 

 

mydesq is a swiss startup which provides innovative solutions to wealth managers. We provide a comprehensive workbench which allows wealth managers to do all their daily activities in a single application on their ipad. The application allows wealth managers to truly work from anywhere, anytime and even works fully if there is no internet connectivity. But besides being powerful, the mydesq application has a gorgeous design and can be customised as we believe that each wealth manager is unique.

 

 

 

clever circles is a platform for building and managing your assets. clever circles is a platform for building and managing your assets.

 

 

viacVIAC  A 3rd pillar solution that above all creates added value for the customer – not just for the bank.

 

 

 

 

SelmaSelma makes investing easy like Sunday morning. Start managing your personalized portfolio with Selma, while keeping your risks under control and your goals on track.

 

 

 

evoluteEvolute is a seamlessly integrated platform covering the entire wealth management value chain. Technology, Operations and Compliance services are unified on a single platform which is perfectly synchronized and modular. Evolute’s unique solution combines intelligent technology, sound knowledge, and personal advice in a tailor-made and solution-oriented offering for independent wealth managers and banks.

 

 

OnePMONEPM is a cloud-based portfolio management platform (pms) for wealth, asset and fund managers. built upon the newest web technologies it is accessible from anywhere at any time and from any device as long as you are connected to the web.

 

 

 

clearmindsWith our high-quality online investment advisory service, we offer you the ideal solutions for making your personal investment decisions.

 

 

 

3rd eyes

3rd-eyes is the software partner of choice for banks, insurance companies and investment advisers that wish to implement a digital goal based advisory process.

 

 

 

yovaYova is an investment platform that enables you to achieve your financial goals by investing your savings 100% consistent with your values and lifestyle. Topics include renewable energy, electromobility, medical technology, gender equality, human rights and more.

 

 

 

swissborgThe SwissBorg Project aims to revolutionize asset management solutions with a community-centric approach powered by Ethereum. Members will be able to optimize their cryptocurrency holdings with the help of our Cyborg advisors and deep learning algorithms.

 

 

 

vission&

vision& is a Swiss based, SRO-regulated asset manager facilitating the access to innovative blockchain investment opportunities, based on professional investment research and integrated into a traditional banking framework.

 

 

 

WealthArcWealthArc is a fintech company leveraging data analytics and artificial intelligence support systems to empower independent wealth managers to work more efficiently. Thus, we transform the way they share relevant and understandable information with their clients.

By enriching an efficient asset management tool with an outstanding level of client interaction, WealthArc enables a digital transformation and simplification. It’s pioneering simplicity and revolutionary use of latest technologies finally makes it possible for wealth managers to unlock their full potential and capitalize on the new client experience.

cryptalgoCRYPTALGO is building an institutional, highly secure global cryptocurrency & Security Tokens Secondary Trading and Liquidity Platform that leverages the CRYPTALGO’s Galaxy, a distributed parallel computing connectivity backbone that addresses the fragmented nature of the market by interconnecting multiple crypto and security token exchanges and unifying the disparate API’s, data structures and will utilize the regulatory compliance frameworks for security tokens and their issuing protocols.

 

tokenestateTokenestate.io is a blockchain-powered real estate investing platform: Invest in international real estate properties from your smartphone with no bank account, no minimum investment size and low transaction fees.

 

 

 

Mortgages

As a fin-tech venture, Hyposcout has managed to make a name for itself in the digital marketing of mortgages in Switzerland. As an online brokerage platform, Hyposcout AG brings together investors (investors) and real estate owners (borrowers). Private investors, as well as institutional clients from all over the world who want to hedge their investment through a Swiss property and benefit from attractive interest rates, are eligible as investors. On the other hand, capital investors have the opportunity to raise capital at a market-oriented interest rate and provide their Swiss property as collateral.

 

Casharecashare was founded in January 2008 as a public limited company under Swiss law, has its registered office in Hünenberg (ZG) and is registered in the commercial register of the Canton Zug. They are an approved financial intermediary pursuant to Art. 2, para. 3 of the Swiss Money Laundering Act and are audited by PricewaterhouseCoopers AG.

 

 

Top 30 FinTech Startups moneyparkMoneyPark is Switzerland’s first independent provider for personalized financial advice that’s worth its money. MoneyPark offers a thorough and comprehensible analysis of financial products in order to find the optimal product for your needs.

 

 

 

lend.ch (LEND) a registered financial intermediary and a trademark and service of Zurich-based Switzerlend AG, provides a crowdlending platform for private loans that allows borrowers to benefit from fair interest rates (~5-9% compared to 12%, the current average interest rate for consumer loans in Switzerland) and investor from better returns.

 

 

Hypoguide ist eine Aktiengesellschaft mit Sitz in Zürich. Sie wurde im Dezember 2013 von den heutigen Eigentümern gegründet, mit dem Ziel, die Suche und das Vergleichen von Angeboten für die private Liegenschaftsfinanzierung zu vereinfachen.

 

 

 

crowdfundingCROWDLI ist eine Crowdfunding-Plattform zur Vermittlung von Miteigentumsanteilen an Immobilienkapitalanlagen. Bei CROWDLI kannst du mit überschaubaren Investitionsbeträgen erfolgreich in nachhaltige Immobilien investieren und von vierteljährlich ausgezahlten Renditen profitieren.

 

 

Hypotheko ist ein Startup aus der Schweiz. Unser Ziel ist es, die Hausfinanzierung so einfach und schnell wie möglich zu machen. Der Einsatz von Technologie und die Nutzung des Internets sind dabei entscheidende Faktoren.

 

 

 

 

Trading

Swissquote bietet innovative Lösungen und Analysetools für die unterschiedlichen Kunden-Ansprüche und Bedürfnisse . Auf der Plattform stehen neben verschiedenen Dienstleistungen zum Online Trading auch Lösungen für eForex, ePrivate Banking und eHypotheken zur Verfügung. Die Muttergesellschaft, Swissquote Group Holding AG, ist an der SIX Swiss Exchange kotiert (Symbol SQN).

 

 

TradeGear support users in all phases of an investment or trade: security / marketselection, entry criteria, order submission and management and finally exit criteria. Their focus is on mobile and wearable devices.

 

 

 

Grydl Analytics is a startup based in Geneva that specializes in blockchain, Big Data and artificial intelligence technologies. The company provides cryptocurrency investors with an online platform that allows them to find investment opportunities by evaluating different strategies.

 

 

 

 

Metaco is a software provider specializing in distributed ledgers. The company serves financial institutions, enabling them to exploit blockchain technology.

 

 

 

Based in the Swiss Crypto Valley, SMART VALOR is a blockchain startup set to enable borderless crypto finance. We are building a decentralized marketplace for tokenized alternative investments backed by secure custody for crypto assets.

 

 

 

 

Ethereum is a decentralized platform that runs smart contracts: applications that run exactly as programmed without any possibility of downtime, censorship, fraud or third party interference.

 

 

Vestr facilitates the creation and life-cycle management of Actively Managed Certificates, a fast and cost-effective way of replacing investment funds.

 

 

 

 

Hedge is a fintech company developing tools, strategies and products that simplify investing in crypto markets.

 

 

 

Bitcoin suisse agBitcoin Suisse AG is a Swiss-based financial service provider specializing in crypto-assets. It specialize in alternative finances / non-banking assets, outside of the traditional financial system & banking establishment, so called “decentralized finance” or “digital finance”.

 

 

 

 

PFM

 

 

Top 30 FinTech Startups contovistaContovista is a digital banking software company. They specialized on big data analytics, business intelligence and visualization over financial data. Their product portfolio includes a complete Personal Finance Management (PFM) solution, a Finance Management solution for SMBs as well as a Portfolio Analytics solution.

 

 

Financial Life Goals API is a product of SwissFinLab. Offer better investment advice regardless of the level of wealth. Holistic advice based on total wealth and goal-based asset allocation concepts.

 

 

 

 

 

Top 30 FinTech Startups QontisQontis AG brings a new user experience to mobile banking and e-banking. Qontis software products provide powerful functionality for all aspects of personal finance. The focus is always on the customer and his view of banking.

 

 

 

 

ehyveeHyve is a Swiss startup launched in 2017 by two engineers in order to solve the complexity around personal financial data.

 

 

 

gokongGokong, your personal finance assistant. If you control your money, life is great. Manage all your finances in one place.

 

 

 

 

FX

 

Incorporated in 2006 and based in Geneva, B-Sharpe is a fintech startup providing currency exchange services at a lower cost – an average saving of 70% compared with traditional exchange services providers. The solution is targeted at small and medium-sized enterprises (SMEs), expats, migrant workers and frontier workers in Switzerland seeking to exchange currencies at a better rate.

 

 

Devisenwerk already enjoys a high profile among small and medium-sized companies as well as private individuals. With our platform, you can easily transfer money and always keep track of it. We waive any hidden costs and always show our customers in advance what fees we charge. Currently, we offer our customers 42 currency pairs, covering the most important already.

 

 

Futurae

The New Standard In Usable Authentication Futurae Technologies was founded by ETH Zurich security researchers and offers a strong suite of multi-factor authentication tools that provide a high degree of security and improve the customer experience while protecting the user’s privacy.

 

 

 

Forctis

 

Forctis‘ goal is to create a new Blockchain technology for mass adoption and financial inclusion Inspired by the interplay between computational biology, statistical mechanics and the latest thinking in economic theory, we are developing an asset representation model based on a completely new, revolutionary take on the Blockchain.

 

Mt.Pelerin

 

Mt Pelerin believes that an evolution of banking is long overdue. With the global enthusiasm for FinTech and the ever growing success of blockchain technologies, we now have all the right tools to make this evolution happen.

 

 

ibaniibani.com is an operating company of Smex. Its expertise is currency exchange and transfers. ibani.com is the smart mobile app that generates local CH proxy IBANs in any currency for any international beneficiary, empowering people with more transparent and faster international transfers at a fraction of the competitors’ cost.

 

 

"BORN IN SWITZERLAND" Swiss Original

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