Tag "open banking"

Deutsche Bank Whitepaper Explores Open APIs, Cloud, Blockchain and AI Regulations

The emergence of new technology solutions leveraging open APIs, cloud, blockchain and artificial intelligence (AI) has driven increasing volumes of digital data, as well as new market players, business models and evolving client expectations. Given the disruptive potential of these

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Switzerland Is an Early Adopter to a Trend That Could Change the Face of Banks Forever

Before 2015, the idea of banks actively working together and sharing information with each other seemed like a pipe dream, or end results of corporate espionage. This is, until the UK embarked on their Open API banking initiative, which has

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Jürgen Petry Discusses SFTI’s Common Swiss API Initiative

Open banking is a major shift in the retail banking industry to give customers greater control over their data and create a new connected ecosystem where banks, fintechs and other third parties collaborate to deliver seamless financial services. In Switzerland,

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Standards Crucial To Unlocking Opportunities Of PSD2 And Open Banking

Application programming interfaces (APIs) seem set to usher in a new era of payments solutions, particularly with the advent of regulations such as the Second Payment Services Directive (PSD2) in Europe. However, standardization of technical interfaces constitutes a crucial building

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Stellungnahme zu Open Banking und PSD2

Mitte Januar 2018 veröffentlichte SFS ein Positionspapier, worin vorgeschlagen wird, in der Schweiz eine Selbstregulierungsorganisation zu gründen, welche sich der Ausarbeitung einer Schweizer Open Banking Lösung widmet. Dabei sollen einerseits die Standardisierung (Standard-APIs) und andererseits die Öffnung von Schnittstellen für Dritte

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Open Banking als Chance für Schweizer Fintechs

Immer mehr Schweizer Fintechs drängen mit innovativen Produkten und Dienstleistungen in den Bankenmarkt. Sie fokussieren sich auf einzelne Bestandteile der Wertschöpfungskette und profitieren von niedrigen Markteintrittsbarrieren. Ebnen sie somit den Weg der Open Banking Revolution? Open Banking ermöglicht der Finanzindustrie,

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PSD2: How EU Banks And Fintechs Are Responding To Open Banking/APIs

The Payment Services Directive (PSD2), established by the European Commission and currently pending the adoption by the EU Counsel of Ministers, is a major policy development set to impact the payments industry across Europe. The PSD2 seeks to standardize and

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Fintech in 2017: The Competition of Innovation Jams, Fintech 3.0

Next month, we will be hosting our series of Innovation Jams. The Jams are competitions which take place in 5 cities (Singapore, Miami, Abu Dhabi, London and Geneva) aimed at finding the most interesting fintech start-ups from across the globe.

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