Bizcap has made its Line of Credit (LOC) Ultra available to small and medium-sized enterprises (SMEs) in the UK.
Businesses can borrow up to £500,000, with terms of up to 12 months. They pay interest only on the funds they use.
According to the company, rates start from 0% for the first four weeks of each drawdown.
The product is designed for SMEs whose funding needs change often. These include firms managing short-term cash flow, preparing for seasonal demand or covering business costs.
Unlike a traditional term loan, LOC Ultra does not require a business to take its full approved limit at once.
Funds can be withdrawn when needed, without a new application each time.
Bizcap describes the product as an alternative to invoice or debtor finance. Access to funds does not depend on individual unpaid invoices.
The company said the product gives brokers and advisers another option for clients who borrow and repay often.
“The positioning of Line of Credit Ultra is particularly exciting because it gives businesses greater control over their working capital,”
said Sasha Berg, Managing Partner, Bizcap UK.
“We consider the broader context and circumstances of each business, rather than taking a one-size-fits-all approach,”
said Rhys Cunnah, Chief Commercial Officer at Bizcap UK.
The lender rolled out LOC Ultra across its markets in late 2025.
Its Singapore version launched with limits of up to S$300,000. In May 2026, Bizcap raised its overall Singapore lending limit to S$1 million.
Featured image: Edited by Fintech News Switzerland, based on image by DigitalGenetics via Magnific.
