Switzerland’s fintech landscape in 2025 continues to thrive and evolve, driven by a dynamic ecosystem of companies that are reshaping the financial services industry through cutting-edge technology and innovation.
After analyzing hundreds of reports, company announcements and business models, the Fintech News Network is proud to unveil our list of the top fintech startups in Switzerland for 2025.
This list features some of the most innovative and fastest-growing fintech companies in Switzerland. These top Swiss fintechs exemplify the country’s commitment to advancing the fintech sector.
These 15 companies span a diverse range of verticals, including blockchain, digital assets, business banking, and environmental, social and governance (ESG) data. They are listed below in alphabetical order.
Updated: Tuesday, March 18, 2025
List of Top Fintech Startups in Switzerland for 2025
21Shares
Founded: 2018 | 
Founded in 2018 and headquartered in Zurich, 21Shares aims to make investing in digital assets as easy as buying traditional shares. The company claims to offer the world’s largest suite of cryptocurrency exchange-traded products (ETPs), allowing investors to easily and securely purchase crypto ETPs on regulated European exchanges, including the SIX Swiss Exchange, BX Swiss, Boerse Stuttgart, and Wiener Boerse.
Aktionariat
Founded: 2020 | 
Founded in 2020 and headquartered in Zurich, Aktionariat is a leading Swiss technology provider for private company equity tokenization. Supporting over 70 Swiss businesses and serving more than 30,000 app users, Aktionariat enables secure, blockchain-based shareholder management in compliance with the Swiss Distributed Ledger Technology (DLT) law, providing tools including token issuance and management, scalable shareholder relations, and enabling both primary and secondary share transactions.
Amnis
Founded: 2014 |
Founded in 2014 in Zurich, Amnis provides an international banking platform designed to help small and medium-sized enterprises (SMEs) operate and scale globally, reducing transaction costs, simplifying team expenses, and automating accounting tasks. The platform brings global transaction banking to SMEs across Europe, including transparent currency exchange, cross-border and local payments, real-time transfers, and local accounts in Switzerland, Germany, Great Britain, and the US. It comes with multi-currency debit cards, which provide businesses with a seamless way to manage global expenses and settle transactions in any currency.
Evorest
Founded: 2023 |
Founded in 2023 in Zurich, Evorest is a fintech and proptech startup that aims to transform rental deposits. Evorest’s digital rental depository allows tenants to invest their rental deposits, giving them the opportunity to earn returns on their money instead of having it sit in low-interest accounts. At the same time, the company provides property managers, whether large real estate firms or smaller property owners, with a simple and efficient way to manage these deposits.
GenTwo
Founded: 2018 |
Founded in 2018 and headquartered in Zurich, GenTwo is a business-to-business (B2B) fintech that provides the technology and tools for the mass customization of financial products, a process the company refers to as “assetization”. The company’s proprietary platform solution GenTwo Pro Assetization Platform allows asset managers to turn any traditional, alternative or digital asset or strategy, into a bankable product in just a few clicks using their own dedicated issuer. Its GenTwo Pro for Banks offering allows banks and their clients to create and issue bankable actively managed certificates (AMCs) on all liquid or digital assets in a matter of minutes.
Kaspar&
Founded: 2020 |
Founded in 2020 as a spin-off from the University of St. Gallen and ETH Zurich, Kaspar& is a software and wealth management company offering innovative savings and investment solutions. The company provides easy access to investment plans based on exchange-traded funds (ETFs) and index funds, offering a low-cost and straightforward approach to investing. Users can access these services by opening a Kaspar& account or by linking an existing bank account and payment card to the app.
Neon
Founded: 2017 |
Founded in 2017 and headquartered in Zurich, Neon offers digital banking services, aiming to provide a modern, user-friendly alternative to traditional banking. These products and services include the Neon bank account, which is a free Swiss bank account that comes with a debit Mastercard; premium accounts such as Neon Green and Neo Metal, which provide additional benefits such as free ATM withdrawals and travel insurance; competitive exchange rates for international payments; and a feature called Neon Invest, which allows users to invest in a range of Swiss and international stocks and ETFs directly through the Neon app. While Neon itself is not a bank, it partners with Hypothekarbank Lenzburg to deliver its banking solutions.
Neur.on
Founded: 2022 |
Founded in 2022 and based in Fribourg, Neur.on is a legaltech startup that aims to address the specific translation challenges facing legal, tax, and banking professionals. Using cutting-edge artificial intelligence (AI)-powered technology, the company offers an end-to-end solution that allows users to manage translations with high quality and confidentiality. A spin-off of the Swiss language service provider, Hieronymus, Neur.on leverages state-of-the-art natural language processing (NLP) technology and a collaborative approach with experts to continuously improve its solutions, focusing on efficiency, confidentiality, and innovation.
Oper Credits
Founded: 2018 |
Founded in 2018 and headquartered in Zurich, Oper Credits gives the paper-based mortgage industry access to a digital future. The company provides a white-labelled product that allows lenders and brokers to digitize the mortgage process from contact to contract, while increasing conversion and lowering the cost of a transaction. Oper Credits claims its platform can increase digital customer conversion by 25%, cut mortgage decision times by 81%, and achieve a 90% first-try success rate for loan applications.
Pelt8
Founded: 2021 |
Founded in 2021 and headquartered in Zurich, Pelt8 is a startup that simplifies ESG data collection and reporting, ensuring compliance with international standards such as ESRS, TCFD, CSRD, and more. The company’s intuitive platform replaces manual spreadsheets, streamlining sustainability reporting with standardized templates, automated emissions calculations, and customizable interfaces. Businesses can track key performance indicators (KPIs), collaborate efficiently, and generate audit-ready reports with ease, helping them meet sustainability goals, improve operations, and stay compliant in an increasingly regulated landscape.
Relio
Founded: 2020 |
Launched in 2020 and headquartered in Zurich, Relio specializes in digital business accounts tailored for small and medium-sized enterprises (SMEs) and freelancers. The company’s platform offers features such as multi-currency wallets, international payments without hidden fees, and premium support with dedicated account managers. Relio holds a fintech license from the Swiss Financial Market Supervisory Authority (FINMA), allowing it to operate independently of partner banks.
Selma Finance
Founded: 2015 |
Founded in 2015 and headquartered in Zurich, Selma Finance is a digital financial advisor that aims to make professional guidance accessible to everyone, starting with as little as CHF 2,000. The platform relies on an algorithm-driven approach, creating personalized investment portfolios tailored for long-term growth. In addition to automated portfolio management, Selma Finance also offers personal financial checkups conducted by a team of experts, assisting clients across different life phases, from early investing and career growth to major life events and retirement planning.
Unique
Founded: 2021 |
Founded in 2021 and headquartered in Zurich, Unique is an AI-driven platform transforming financial operations through agentic AI solutions. The platform helps financial institutions streamline middle- and back-office processes, ensuring efficiency, compliance, and security at scale. It leverages cutting-edge agentic AI to automate resource-heavy and standardized workflows, and reduce manual efforts, empowering teams to focus on high-value work.
VIAC
Founded: 2017 |
Founded in 2017 and headquartered in Basel, Viac is a leading Swiss digital platform specializing in pension and investment solutions. The company offers a range of services designed to help individuals efficiently manage their retirement savings and investments through user-friendly digital interfaces, claiming 100,000 customers and over CHF 3.6 billion in assets under management (AUM).
Yuh
Founded: 2021 |
Founded in 2021 and headquartered in Gland, Vaud, Yuh challenges traditional banking by offering a seamless, user-friendly approach to managing money. Jointly owned by PostFinance and Swissquote, two of Switzerland’s largest financial institutions, Yuh provides a fully digital financial platform that combines payments, savings and investing in a single app. It claims a user base exceeding 300,000 and customer assets totaling CHF 3 billion.
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