Virtual Banking

Abschaffung von Kontoführungsgebühren – merkt es die Schweizer Kundschaft überhaupt?

Die Preise für Bankdienstleistungen sind in den letzten zwanzig Jahren wesentlich stärker gestiegen als das allgemeine Preisniveau. Ein Hauptgrund hierfür war das Negativzinsumfeld, das zu einer Verengung der Zinsmarge bei den Banken führte und gewisse Banken dazu veranlasst hat, ihre

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European Banks Invest in Fintech Startups, Embrace New Tech Amid Rising Threat from Digital Challengers

In Europe, incumbent banks are responding to rising competition from platform players, neobanks and payment providers by launching their own digital-only subsidiaries, investing in technology and providing banking-as-a-service (BaaS) offerings. These strategies are arising as banks are perceiving considerable threat

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Despite Investment Decline, Growth and Innovation in Digital Banking Carried on in 2023

Despite plunging investments, the digital banking sector witnessed increased innovation and dynamism in 2023. New neobanks were launched to address specific needs, banking incumbents introduced digital banking arms to keep up with the changing competitive landscape, and market leaders expanded

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Spain Business Banking Poised for Digital Transformation

The Spanish banking sector is poised for significant progress in the area of digital banking, a growth which will be driven by increased innovation in the business banking category, the introduction of the “Ley Crea y Crece” law, and the

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N26 Begins Rollout of New Stock and ETF Trading Product

N26 announced the launch of a new Stock and ETF trading product that will allow all account holders to buy and sell stocks and ETFs for 0.90 EUR per trade, directly in the N26 app. The launch of this new

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Netcetera Appoints New MD for Digital Banking Division

Swiss software company Netcetera announced Dominik Wurzer as the new Managing Director for its Digital Banking Division. Dominik Wurzer combines exceptional software product management and sales experience with many years of leadership experience in the Swiss market. Together with the

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ZKB schafft Jahres­gebühren für Debit­karten und Privat­konten ab

Die Zürcher Kantonalbank schafft per 1. Januar 2024 die Jahresgebühren für Privatkonten und Debitkarten für Privatkundinnen und Privatkunden ab. Mit dem neuen Angebot ZKB Banking geht die Zürcher Kantonalbank voran und bietet als erste grosse Schweizer Bank sowohl digital wie

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Alpian Launches Young Adult Account

Swiss Online private bank Alpian announced the introduction of Alpian PULSE, a new banking service designed specifically for young adults aged between 18 and 25. Alpian PULSE was created to align with the financial growth and lifestyle aspirations of this

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N26 Goes Stocks and ETF Trading

N26‘s primary strategic goal remains sustainable and profitable growth. To achieve this, the company continues to position customer activity and daily account usage at the core of its product strategy across its portfolio of spending, saving, investment and credit features.

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Banking in 2024: Global Challenges, Europe’s Focus, and Innovation Path

As the Roman poet Ovid once said, ‘A horse never runs as fast as when it has other horses to catch and surpass.’ This metaphor aptly captures the essence of today’s banking sector, where understanding market demands and competitor strategies

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