Sparkonti und Kassenobligationen bietet Cembra neu digital an. Die Bank nutzt dafür die Technologie der Open-Banking-Plattform Finstar. Zudem unterstützt die Hypothekarbank Lenzburg Cembra bei Servicedienstleistungen für die Kundenbetreuung. Die Eröffnung eines Sparkontos oder die Zeichnung einer Kassenobligation erfolgt bei Cembra neu auf digitalem Weg. Die börsenkotierte Schweizer Bank hat zu diesem Zweck Softwaremodule der Open-Banking-Plattform Finstar in ihr Banksystem integriert. Dies haben die Hypothekarbank Lenzburg und Cembra heute bekannt gegeben. Damit können neue Kundinnen und Kunden ab sofort ein Sparkonto bei Cembra digital eröffnen und auf Wunsch auch in Kassenobligationen mit Laufzeiten von zwei bis zehn Jahren investieren. «Dank unserer…

N26 announced the launch of a new Stock and ETF trading product that will allow all account holders to buy and sell stocks and ETFs for 0.90 EUR per trade, directly in the N26 app. The launch of this new and comprehensive trading product will see N26 continue to expand its offer beyond its digital bank accounts, bringing customers more solutions in savings and investments. With financial independence increasingly front-of-mind for all customers, a growing number of Europeans aspire to proactively build their wealth. N26 Stocks and ETFs aims to make managing and building one’s investment portfolio simple and accessible…

On 16th January, during the Davos Innovation Week hosted by World Innovation Economics Limited, a panel discussion was held on the above topic. The panel discussion was graced by Mr. Sanjeev Sanyal (Economic advisor to PM Modi), Mr. Phillip Weights (renowned Swiss banking leader), Mrs Efi Pylarinou (Swiss fintech influencer), Mr Ashok Ranadive (Ex Indian Navy, Ex Google, Entrepreneur and Investor). The panel discussed about UPI, Digital Public Infrastructure, India Stack 2.0, CBDC, Blockchain, Data privacy. All the panelists praised India’s rapid inclusive growth due to its robust digital public infrastructure, good governance and inclusive growth. Panel also discussed how…

Im Zuge der kontinuierlichen Weiterentwicklung hat sich die PSS AG, ein Vermögensverwalter mit Fokus auf digitale Geldanlage für freie Vorsorgegelder der Generation 50+, für einen neuen Firmen- und Markennamen entschieden. Ab sofort firmiert das Unternehmen als Finpact AG mit dem Claim «Meine moderne Geldanlage fürs Leben». Die Namensänderung spiegelt nicht nur die Entwicklung des Unternehmens vom Startup zum etablierten Finanzdienstleister wider. Sie bekräftigt auch den Anspruch, der Generation 50+ intuitive und zukunftsweisende Anlagelösungen für Kapitalbezüge, Erbschaften und Erspartes anzubieten. Die wachsende Bedeutung, die Bedürfnisse und das Nutzungsverhalten der Generation 50+ in Bezug auf digitale Anlage- und Vorsorgelösungen, untersucht eine neue…

Technology has long been a catalyst for positive change. From the printing press increasing literacy, to vaccines eradicating disease, to the internet connecting people across borders, humanity’s inventions have aimed to improve lives. FinTech is no different. Mobile payments bring financial services to the unbanked. Digital advisors make investing accessible to all. Blockchain allows to transfer monetary values in matter of seconds and digitalize ownership of almost any physical asset. The potential for technology to spread prosperity knows no bounds. Yet purpose must remain at the core. This is the Finyard mission. Without ethical guidance, technological progress can falter. Profit…

Generali Ventures is underway: the venture capital initiative launched by Generali to accelerate innovation, enter new markets and generate additional operating efficiencies for the Group. With a dedicated commitment of € 250 million, Generali Ventures will identify the most promising investment opportunities, with a particular focus on the insurtech and fintech sectors. Launched in 2022, after an in-depth analysis of over 100 venture capital funds, Generali Ventures has invested in three strategic initiatives: Mundi Ventures, specialized in insurtech technologies; Speedinvest, focused on start-ups in the early pre-seed and seed stages; and Dawn, focused on investing in B2B software solutions. The…

Fxview is proud to announce the strengthening of its partnership with the Cyprus National Karate Team for the World Karate Championships for Seniors in Budapest, Hungary, scheduled from October 24-29, 2023. This partnership deepens relations between the two sides following Fxview’s support to the Cypriot delegation earlier this year at the European Karate Championships held in Guadalajara, Spain in March. This initiative marks a notable shift from Fxview’s traditional financial role, underlining its unwavering dedication to community development beyond finance. In addition to financial support to the team, this partnership demonstrates Fxview’s commitment to the ideals of sports, embodying values…

B2B Fintech GenTwo was able to win Swissquote for its partner network. With this, GenTwo continues to strengthen its unique financial engineering network. Swissquote, known as the first online bank in Switzerland, has joined a growing list of partners on GenTwo’s platform, further enhancing the company’s offering in the market. The partnership brings significant benefits to both companies and their clients. Swissquote clients now have access to GenTwo’s services, allowing them to create Actively Managed Certificates (AMC) in collaboration with Swissquote across a wide range of assets, including traditional equity, foreign exchange, derivatives, structured products, commodities, and digital assets. This…

Upvest, a Berlin-based fintech company providing the trading, settlement and custody infrastructure necessary for digital wealth management in one application programming interface (API), is partnering with BlackRock to make investing more accessible. ‍Partnership to complement strengths BlackRock’s broad asset management expertise and leadership in ETFs combined with Upvest’s efficient investment API can power investment offerings for millions of investors. Wealth managers, banks and fintechs can build modern investment experiences in months instead of years, relying on Upvest’s efficient, low-friction API based infrastructure offering. Upvest’s offering will remain an open architecture. As part of the partnership, BlackRock participated in Upvest’s €30m…

The fintech industry continues to innovate and break the stereotypes of traditional financial services. Therefore, the issue of the need for cybersecurity has never been as acute as it is now, Sergey Kondratenko notes. In addition, fintech firms manage sensitive customer data and financial activities, making them attractive targets for scammers. What are the current trends and problems of cybersecurity in the fintech industry, how to protect customer data in modern conditions and maintain their trust in the digital financial ecosystem? Sergey Kondratenko is a recognized specialist in a wide range of e-commerce services with experience for many years. Now,…

Während der Kapitalerhöhungsrunde im September 2023 wurden 1’712’955 Inhaberaktien und 462’700 tokenisierte Namenaktien im Nennwert von je CHF 1.00 bei einem Ausgabebetrag von je CHF 1.04 im Gesamtwert von insgesamt CHF 2’262’681.20 gezeichnet und voll liberiert. Das Aktienkapital der RealUnit Schweiz AG konnte von bisher CHF 30’918’321 auf neu CHF 33’093’976 erhöht werden. Dies entspricht einer Steigerung um 7%. Die neuen Inhaberaktien werden als Bucheffekten ausgestaltet und voraussichtlich am 10. Oktober 2023 an der BX Swiss AG kotiert. Die neuen Namenaktien werden als Registerwertrechte ausgestaltet und voraussichtlich gleichentags an die Wallets der Zeichner transferiert. Ergebnisse Bezugsrechte und Erweiterung Aktionariat Drei…

Zinsli ist ein neuer, unabhängiger Schweizer Marktplatz für Depotlösungen. Das Schweizer Proptech vernetzt Vermieter mit Depotanbietern und macht alle Prozesse rund um die Eröffnung und Schliessung von Mietdepots digital. Vermieter erhalten Zugang zu verschiedenen Depotösungen – von herkömmlichen Sperrkonten über Kautionsversicherungen bis hin zu renditestarken Anlagen – alles in einer einzigen App.  Dank Zinsli wird Embedded Finance zur Realität für die Immobilienwelt in der Schweiz: Verwaltungen können die Finanzprodukte ganz ohne Medienbrüche vollständig in ihre Prozesse und im eigenen Branding integrieren. Dadurch profitieren alle Beteiligten von einem hochwertigen digitalen Nutzererlebnis und schnelleren Prozessen. Das neue Angebot steht Verwaltern seit Kurzem…

The deal for an undisclosed fee, sealed in the beginning August marks a new chapter in Zasiekina’s career as she leaves the CEO position at FYST. Following a continuous investor interest in a swiftly growing payment consultancy firm, operating in a market projected to reach an impressive $250trillion by 2027, the sale also doesn’t come as a surprise. A qualified engineer, Ryta Zasiekina spent around a decade in payments and banking industry consulting. As an independent entrepreneur and business advisor Ryta specialises in general e-commerce and FinTech business consulting, payment processing, alternative payment methods, risk management and anti-fraud. Originally from…

Checkout.com, the global payments solution provider, launches Identity Verification, its first product focused on improving the customer onboarding and identity verification process and expanding Checkout.com’s impact on customers’ digital experience. Identity Verification utilises proprietary artificial intelligence and is trained on billions of identity and facial recognition documents. Built for businesses like Fintechs, Rental and Hiring companies, Gaming, and Government organisations, Identity Verification helps businesses scale by having a friction-free, compliant, and quick customer verification process. Developed on an expansive list of ID documents across 195 countries, Checkout.com Identity Verification can verify nearly every citizen in the world. In beta alone,…

Zwischen Unternehmen und Treuhänder:innen gibt es in der Regel einen für beide Seiten kritischen Punkt: Die rasche und vollständige Zustellung der Belege. Was bisher von Medienbrüchen, mehrfachem gegenseitigem Nachfragen und dadurch von Verzögerungen in der laufenden Buchführung geprägt war, wird neu durchgängig digitalisiert und zu weiten Teilen automatisiert. Dank der Verbindung zweier bestehender Pionierlösungen: PEAX und accounto. Während PEAX den digitalen Briefkasten bereitstellt, in den über einen Multi ChannelEingang sowohl die physische wie auch digitale Post eingeht und professionell aufbereitet wird, bietet accounto die anschliessende automatisierte Verbuchung, die auf intelligenten, individuell konfigurierbaren Regelwerken basiert. Durch Daten, die aus den Belegen…

Selma set a goal of 1 Million CHF/EUR at the beginning of the campaign. The plan was to keep the campaign running for 2 weeks and focus on their community. “After one week it became clear that we would reach 1 Million even earlier and had additional requests by “not yet Selma clients”. The decision to free up more shares was made quickly – we opened the campaign to the public and managed to raise 30% more than originally planned. Since the start we have built our company together with our customers – for our customers. Now, we want to…

EAM.Technology AG, a leading technology advisor and provider of “Operations as a Service” for independent wealth managers and family offices, is pleased to announce the appointment of Fabio Casati, an expert in Private Banking, M&A and Risk Management, to its Board of Directors. With his expertise, Fabio Casati will drive the strategic expansion of the company’s operations and sourcing platform. In its first year of operation, EAM.Technology AG has already acquired significant clients and supported them in their projects and operations, with a focus on their core systems and operational excellence. As part of its strategic development towards an operations…

wefox, the Switzerland and Berlin-based insurtech, has secured US$55m credit facility from J.P. Morgan and Barclays alongside a $55m second close in its Series D at US$4.5bn valuation from existing investors and new investors including Squarepoint. The new funding is earmarked to further strengthen wefox’s insurance and distribution business, which includes the recent launch of a global affinity business, and developing the technology platform. Julian Teicke, CEO and co-founder of wefox, said: “We are delighted to have two of the world’s most prestigious financial institutions – J.P. Morgan and Barclays – supporting our business, which strengthens our plans to enhance…

Der Verwaltungsrat der St.Galler Kantonalbank schlägt der Generalversammlung vom 1. Mai 2024 die Rechtsanwältin und Fintech Expertin Cornelia Stengel als Mitglied des Verwaltungsrats vor. Prof. Dr. iur. Cornelia Stengel ist seit 2013 als Rechtsanwältin für Finanzmarkt- und Datenschutzrecht für die Kanzlei Kellerhals Carrard in Zürich tätig, seit 2017 als Partnerin. Roland Ledergerber, Präsident des Verwaltungsrats der St.Galler Kantonalbank: “Cornelia Stengel überzeugt durch ihre Fachkompetenz, ihre Berufserfahrung, insbesondere auch in Finanzmarktthemen, und durch ihre gewinnende Persönlichkeit. Sie wird den Verwaltungsrat ideal ergänzen.” Fintech Anwältin mit breitem Netzwerk Cornelia Stengel ist Schweizerin, hat Jahrgang 1980, ist in Wil (SG) aufgewachsen und wohnt…

Pocket money is usually still given „cash on the nail“. In a world where cashless payments are on the rise and a life without a smartphone is no longer conceivable, this seems outdated and obsolete. Why shouldn’t children have their pocket money transferred to an account like their parents’ salary and be able to manage it on their smartphone? For this reason, Inventx set to work with GFT as an implementation partner to develop a mobile app that enables the management of the pocket money. The result is a white-label solution «DB4Kids». Recently, three Swiss banks have started offering their…