Systemcredit is Switzerland’s independent marketplace for SME-finanicng. Systemcredit helps quality small to medium sized businesses to get suitable loans faster and at better terms, whilst enabling participating lenders to expand their loan portfolio with less process cost more efficiently.

Small to medium sized businesses (“SME”​) find it extremely hard to borrow from banks:
The Swiss National Bank reported that all lending to such businesses has shrunk from CHF 72 to 40bn be-tween 2008 and 2017 in the aftermath of the financial crisis. Despite money supply being as liquid as never before, increasing process and compliance cost make lending small amounts unprofitable for many traditional lenders.