The Top 33 Fintech Startups in Europe on LinkedIn in 2022

The Top 33 Fintech Startups in Europe on LinkedIn in 2022

by October 6, 2022

33 fintech companies made LinkedIn’s second annual top startups list, a ranking of companies from 13 European countries that it says is gaining attention.

The ranking was produced using LinkedIn data in four areas: employee growth, jobseeker interest, employee engagement, and their ability to attract talent from other top companies.

France topped the rankings with six fintech companies represented, followed by Switzerland and Italy with four fintech companies each. There were no fintech companies on Sweden’s list this year.

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Denmark’s Pleo, France’s Swile, Ireland’s Wayflyer, Portugal’s Coverflex, Switzerland’s Sygnum Bank, and the UK’s Monzo ranked first in their respective countries.

Meet the top 33 fintech startups in Europe on LinkedIn:

Credi2 (Austria)


Credi2 specialises in embedded finance solutions for ‘buy now, pay later’ and subscriptions. Founded in 2015, its clients include Volkswagen Bank, Raiffeisen Bank International and Apple.

Ready2order (Austria)


Ready2order provides modular POS and payment solutions for small and medium-sized businesses in Germany and Austria that works on any end device including smartphones and tablets.

Fiskaly (Austria)


fiskaly offers cloud-based solutions for all aspects of the receipt. Its infrastructure focuses on localisation and compliance with country-specific laws, and is designed to work without any additional hardware.

Qover (Belgium)


Qover builds embedded insurance products using open APIs. Founded in 2016 and headquartered in Brussels, the company’s digital insurance offering is active in 32 countries in Europe.

Pleo (Denmark)


Pleo is a business expense platform that provides physical and virtual company cards, as well as invoice and expense management solutions. The company raised US$350 million last year at a US$4.7 billion valuation.

Swile (France)


Swile develops business expense and employee benefits solutions that include an employee card and an employee engagement app. The company last raised US$200 million from Softbank in October 2021.

Qonto (France)


Qonto is a business finance solution for SMEs and freelancers with banking, bookkeeping and payment features. The company raised €486 million in Series D funding in January 2022 at a €4.4 billion valuation.

Payfit (France)

PayFit France

PayFit is a payroll management and HR software for companies with up to 500 employees. The company last raised €254 million in Series E funding in January 2022 at a €1.82 billion valuation.

Silvr (France)


Silvr is an alternative financing platform for digital entrepreneurs. The company claims to be able to process applications in less than 24 hours and borrowers can make repayments based on their revenue.

Masteos (France)


Masteos is a property investment management startup that helps users find, buy, renovate, furnish and rent properties on its app. Founded in 2019, the company last raised €40 million in June 2022.

Beanstock (France)


Beanstock is a marketplace to invest in and manage buy-to-let properties. Founded in 2020, the company raised a €12 million Series A in April 2022.

Tomorrow (Germany)


Tomorrow is a sustainable mobile banking platform that helps users manage their finances while reducing their carbon footprint. The Hamburg-based company was founded in 2018.

Moss (Germany)

Moss | All-in-one spend management

Moss is an expense and financial management solution with corporate credit cards, invoice management, and automated accounting features. The company last raised US$149 million in January 2022.

Hive (Germany)


Hive offers e-commerce companies cloud-based software to manage their inventory, orders and returns. The platform also integrates with shop platforms, marketplaces, and ERPs to automate order fulfillment.

Wayflyer (Ireland)


Wayflyer helps e-commerce companies access working capital, improve cash flow and drive sales using financing and analytic solutions. Founded in 2019, the startup became Ireland’s sixth unicorn in February 2022.

Tegus (Ireland)


Tegus provides a platform for institutional investors and companies to gain industry insights and competitive intelligence. Founded in 2017, the company last raised a €92 million funding round at the end of 2021.

Banca AideXa (Italy)

Banca AideXa

AideXa is a SME financing platform offering loans and investment-related services to small businesses and Italian VAT numbers. The company was founded in 2020 and has raised €45 million in seed funding.

Starting Finance (Italy)

Starting Finance

Starting Finance is a financial literacy company for millennials with a stock market simulator app. Founded in 2018, the company is said to have over 500,000 users.

Scalapay (Italy)


Scalapay is a buy now pay later (BNPL) which allows users to pay in three monthly installments. Founded in 2019, the company has raised US$727 million to date, including a US$155 million Series A in 2021.

Casavo (Italy)


Casavo is a real estate marketplace that connects home buyers, sellers, and real estate operators such as brokers, banks and renovation companies. The company raised US$410 million in funding in July 2022.

Bitvavo (Netherlands)


Bitvavo is cryptocurrency trading platform. Founded in 2018, the platform allows users to buy, sell and store over 175 digital assets and claims to process €10 billion worth of transactions every month.

Fourthline (Netherlands)


Fourthline offers an end-to-end know your customer (KYC) and anti-money laundering (AML) compliance solution to regulated institutions like banks, fintechs, and brokers.

Coverflex (Portugal)


Coverflex is a compensation management platform for employees that integrates all components of compensation including benefits, meal allowance, insurance, and discounts.

CASAFARI (Portugal)


CASAFARI is a real estate data platform which claims to index, aggregate, and analyse 250 million listings from 30,000 sources. Founded in 2018, the company last raised a US$15 million Series A in 2021.

Sensei (Portugal)


Sensei provides retail cashierless checkout solutions to enable shoppers to be automatically charged upon leaving the store. Founded in 2017, the company raised US$6.5 million in seed funding in 2021.

Cobee (Spain)


Cobee develops flexible remuneration platform that automates and simplifies employee benefits management. Founded in 2019, the company last raised a €14 million Series A in 2021.

Sygnum Bank (Switzerland)

Sygnum Bank

Sygnum is a digital asset specialist with a Swiss banking licence and a Singapore capital markets services license. Founded in 2017, the group last raised US$90 million at a US$800 million valuation in early 2022.

Ledgy (Switzerland)


Ledgy is an equity management platform. Founded in 2017, the company recently raised a US$22 million Series B and was the first ever Sequoia-funded startup in Switzerland.

SEBA Bank (Switzerland)


SEBA Bank provides cryptocurrency banking, trading, and custody services for institutional investors. Founded in 2018, the company raised a CHF110 million Series C in early 2022.

SIX Digital Exchange (Switzerland)

SIX Digital Exchange

SIX Digital Exchange (SDX) received the first license to operate a stock exchange for digital assets in Switzerland. The company has since launched a Web3 arm with institutional Ethereum staking services.

Monzo (UK)

Monzo Bank

Monzo is a digital bank for individuals and businesses. The company recently launched a buy now pay later (BNPL) service and raised a US$500 million Series H at a US$4.5 billion valuation in 2021.

Revolut (UK)


Revolut is a financial services company. The company started the year by launching a bank in Liechtenstein and Germany, then received a full license to operate a crypto exchange in the UK.

Primer (UK)


Primer is a no-code automation platform for payments and commerce that enables merchants to streamline their payment flows. Founded in 2020, the company raised a US$50 million round in 2021.

See the top fintech startups in the Middle East on LinkedIn here.