Is money safer in the bank or under the pillow? The situation is similar with cryptocurrencies. Self-custody is often preached like a mantra in the cryptocurrency scene: Remember: ‘Not your keys, not your coins’? But dangers lurk here, especially for beginners. If you choose the right crypto platform, you can trust your coins are protected by world class security. Here’s why self custody can be a draw and how you find Custody 101: Why Holding Keys With a Reputable Provider Can Make Sense Cryptocurrencies like Bitcoin (BTC) exist on the blockchain. To use them, you authorize transactions with a private…

More and more neobanks offer crypto trading but they’re often not executing trades themselves and are acting as a user-friendly front-end interface, with the actual trading happening on the order books of a centralized exchange or broker. Here are ten arguments why crypto brokers like Coinbase are adding value to customers for their trading:  1. Broader coverage of tokens. While some neobanks only offer a handful of popular cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH), Coinbase provides a very broad selection of assets, including altcoins, stablecoins, and digital tokens. You can choose more than 300 coins and tokens from almost…

It’s 2025 and crypto space makes the headlines with assets from exchanges being phished or neo brokers suddenly freezing their crypto offering amidst regulatory challenges. Security and trust is still an important decision making criteria when investors look for a home for their crypto trading. We have compiled reasons why Coinbase is the most trusted crypto app (surveys conducted by YouGov and Qualtrics in Q4’22 and Q1’23). One reason is that we transparently work with the Web3 community, researchers, and developers to make on-chain solutions genuinely secure.  1. 100% Custody of Customer Assets’ Value Coinbase holds the full reserve of…

Das EY Banking Barometer 2026, veröffentlicht am 8. Januar 2026 von der Prüfungs- und Beratungsgesellschaft EY Schweiz, liefert ein detailliertes und aktuelles Bild des Schweizer Bankensektors. Basierend auf einer Umfrage unter über 100 Finanzinstituten in der Schweiz und in Liechtenstein zeigt der Bericht eine Branche, die zwar ein solides, jedoch schwächeres Geschäftsjahr als in den beiden Vorjahren abgeschlossen hat – bei gleichzeitig deutlich verschlechterten kurzfristigen Erwartungen. 46 % der befragten Banken erwarten für 2025 einen Rückgang des operativen Gewinns(gegenüber 39 % in der vorherigen Ausgabe) – der höchste Pessimismuswert der letzten 15 Jahre. Zu den Hauptursachen zählen die Rückkehr zu…

Artificial intelligence is now embedded across financial markets, often marketed as a shortcut to faster decisions and smarter trades. But according to Peter Pavlov, CEO of Edge Hound, most AI investing tools are still focused on the wrong objective. Speaking to Fintechnews, Pavlov said the real impact of AI will not come from automation or speed alone, but from helping investors understand markets at a deeper level. While many platforms prioritize prediction and execution, Edge Hound is built around analysis, context, and decision support. Rather than replacing investors, Pavlov believes AI should enhance their ability to reason about complex businesses,…

Die dezentrale Datenspeicherung hat in den vergangenen Monaten eine bemerkenswerte Transformation durchlaufen, die zeigt, wie sich diese Technologie von einem Randphänomen zu einem zentralen Bestandteil moderner Infrastrukturen entwickelt hat. 2026 zeigt sich ein völlig anderes Bild. Die Technologie hinter Kryptowährungen hat sich längst vom spekulativen Nischenprodukt zu einem ernstzunehmenden Infrastruktur-Element entwickelt. Schweizer Banken und Tech-Firmen nutzen Distributed-Ledger-Systeme für automatisierte und transparente Abläufe. Besonders die Integration in bestehende Bankensysteme macht auf eindrückliche Weise deutlich, dass wir uns gegenwärtig mitten in einer fundamentalen und weitreichenden Veränderung der gesamten Finanzlandschaft befinden, die alle Bereiche des Sektors betrifft. Die Frage lautet längst nicht mehr,…

Governance is a structuring element for organizations operating on a global scale. It defines operating rules, control mechanisms, and principles of accountability that ensure lasting coherence among different entities. Raúl Rocha Cantú’s vision of the governance of global organizations is based on a clear structuring of processes, promoting organizational stability and institutional continuity. Institutional Standards and Decision-Making Structures Institutional standards serve as a common reference for global organizations. They frame management, oversight, and decision-making practices, while facilitating coordination between local and international levels. This approach prioritizes the formalization of procedures, clarity of responsibilities, and long-term strategic alignment. The coherence of decision-making…

NewCo Capital Group, a leading provider of business financing solutions across North America, has relaunched its Canadian arm as Bizcap Canada, integrating its existing team with Bizcap Group’s fast-growing global network. The move brings the same trusted Canadian team onto a significantly stronger platform, enabling Bizcap Canada to deliver greater value to businesses through an enhanced funding model offering smaller periodic payments, better pricing, and faster approvals. As part of the relaunch, brokers will also gain access to a new Partner Portal built specifically for their needs, streamlining opportunity management, submissions, tracking, and deal visibility from end to end. The relaunch also…

In a country known for its precision, innovation, and reliability, the simple act of collecting money for a birthday gift or farewell present remains surprisingly complex. In Switzerland, group giving has long been a frustrating mix of Twint requests, IBANs, handwritten cards, WhatsApp threads, and Excel sheets. There was no simple solution — until now. Enter HappyPot.ch: the first and only digital money pot platform designed specifically for the Swiss market. Founded by Habiba Alami, a fintech veteran who spent 15+ years managing high-impact digital platforms for banks like UBS and Société Générale, HappyPot.ch is setting a new standard for…

Das schwedische Tech-Unternehmen TribuSoft AB setzt neue Maßstäbe im digitalen Marketing, indem es intelligente Technologie, datengesteuerte Strategien und ein kundenorientiertes Arbeitsmodell miteinander kombiniert. Mit einer schnell wachsenden Kundschaft und einem Expertenteam für SEO, Werbung und Webanalyse hat sich das Unternehmen als Schlüsselpartner für Firmen etabliert, die online sichtbar sein, wachsen und erfolgreich sein wollen. „Wir schaffen Marketing, das wirklich funktioniert. Es geht nicht nur darum, sichtbar zu sein, sondern um konkrete Ergebnisse für unsere Kunden“, sagt Alexander M Sandvik, CEO und Mitgründer von TribuSoft. Massgeschneiderte Lösungen – für kleine und grosse Unternehmen TribuSoft arbeitet mit Start-ups ebenso wie mit etablierten…

Seeweb is proud to announce the official launch of Regolo.ai, an innovative AI-powered inference platform built to simplify and democratize AI application development. Designed with developers in mind, Regolo.ai provides a full-stack, secure, and eco-friendly infrastructure that enables rapid deployment of AI models while taking care of the planet. Simplifying AI Development for All At the heart of Regolo.ai is a mission to make AI development more accessible for developers of all skill levels. By offering open-source tools and a user-friendly interface, Regolo.ai empowers developers to create and deploy AI models quickly, without the complexity often associated with traditional systems.…

Libertex, one of the leading online brokers, is proud to announce a groundbreaking multi-year partnership with KICK Sauber F1 Team, becoming the team’s Official Online Trading Partner. This collaboration signifies a new era in Libertex’s dedication to performance, precision, and innovation, aligning seamlessly with the exhilarating world of Formula One as KICK Sauber F1 Team prepares to transition into the Audi F1 factory team from the 2026 season. The partnership between Libertex and KICK Sauber F1 Team is a natural synergy driven by a shared ethos of high performance, precision, and an ambition-fuelled push towards the top. Just as an…

Mambu has announced the acquisition of Numeral, a French payment technology provider for banks and fintechs. The acquisition strengthens Mambu’s position as an industry leader, in a move that underscores market confidence and growing demand for modern financial experiences. With Numeral’s platform, Mambu is set to drive new value from wider audience segments that will increase its overall share of the market. It also offers a unique strategic fit to the foundation of the cloud banking leader’s long-term expansion efforts. “This acquisition marks a considered move to deliver a more modern, comprehensive payment offering which is now an integrated part…

Quirin private bank has been using the digital wealth platform from the Swiss wealth and insurtech company 3rd-eyes analytics for its client advisory services since June 2024. With the help of 3rd-eyes, the financial goals and wishes of Quirin private bank’s clients can not only be calculated, but above all visualised and optimised. ‘3rd-eyes convinced us because their software can depict exactly what we want to experience with our clients during the advisory process. We provide a visual answer to the question: Can I achieve my personal financial goals and wishes? This has impressed us and has been very well…

Innovation mentors support SMEs by conducting an initial analysis of their innovative idea as well as helping them understand their potential and find research partners. They are very familiar with innovation support offers in Switzerland and can help their customers apply and develop their idea. The mentors also facilitate access for Swiss SMEs to the skills and technologies available at Swiss universities and colleges. Thanks to their extensive network, they enable SMEs to find partners to carry out innovation projects. To work as a mentor, the following qualities are essential: Be able to provide sound advice to innovative companies; Benefit…

Whizkey, a global software design and consulting firm, is considering expansion plans in Switzerland. The company is exploring potential office openings in Zürich and Geneva as part of its plan to strengthen its footprint in Europe, with the Zürich office potentially serving as Whizkey’s European hub, while Geneva would support regional development. Switzerland’s reputation as a financial and technological hub makes it a strategic location for Whizkey’s next phase of growth. Aligned with Switzerland’s sustainability goals, Whizkey plans to incorporate environmentally friendly practices into its operations if the expansion proceeds. Founded over a decade ago by Abdulaziz Alamiri and Harsh…

The Swiss Financial Market Supervisory Authority FINMA published guidance on the issuance of stablecoins. In it, it comments on default guarantees, the associated risks and discloses its practice on stablecoins. It further draws attention to the increased risks in the area of money laundering. In recent years, projects seeking to issue stablecoins have also gained in importance in Switzerland. They generally pursue the goal of providing a means of payment with low price volatility on a blockchain. FINMA has already commented on this in its supplement to the ICO guidelines for enquiries regarding the regulatory framework for initial coin offerings (ICOs) from…

The European Central Bank (ECB) published its first progress report on the digital euro preparation phase, which was launched on 1 November 2023 with the aim of laying the foundations for the potential issuance of a digital euro. The report outlines the progress made on key digital euro design aspects and the envisaged next steps for the project. Digital euro privacy The design of the digital euro includes an offline functionality that would offer users a cash-like level of privacy for payments in physical shops and between individuals. When paying offline, personal transaction details would only be known to the payer and the payee…

During its meeting on 19 June 2024, the Federal Council was informed by the Federal Department of Finance (FDF) about the most recent open finance developments in Switzerland. The latest advances made by the industry are considered sufficient at this time, so that there is no need for further regulatory measures to be proposed. The FDF will continue to closely monitor developments in the financial sector as a whole based on the targets set by the Federal Council in December 2022. Open finance refers to the practice of financial institutions using standardised and secure interfaces to make financial data available…

The Swiss Financial Market Supervisory Authority FINMA is opening bankruptcy proceedings against FlowBank SA on 13 June 2024. This measure became necessary as the bank no longer has the minimum capital required for its business operations. There are also fears that the bank is over-indebted. The aim of the bankruptcy proceedings is to protect depositors. According to current calculations, the privileged deposits can be repaid in full out of the bank’s available funds. FINMA established in the last week that FlowBank SA no longer has sufficient capital for its operations as a bank. The minimum capital requirements, which must be…