The Top 13 Fintech and Proptech Startups in Switzerland in 2022

The Top 13 Fintech and Proptech Startups in Switzerland in 2022

by September 8, 2022

Ten fintech and three proptech startups made the 12th edition of the TOP 100 Swiss Startup Awards organized by Venturelab with Credit Suisse and the Swiss Venture Club.

The 2022 ranking features 40 new nominees, as well as a fintech startup in first place for the first time since the ranking’s creation.

Of the 13 fintechs and proptechs, seven were repeats from the 2021 startup ranking while one company – Sonect – graduated to this year’s scale-up ranking.

Startup Competition venture

Meet the fintechs and proptechs that made the TOP 100 Swiss Startups 2022 list:


#1 — Yokoy (fintech)

Yokoy Group AG

Yokoy (formerly: Expense Robot) uses artificial intelligence to automate the corporate spend and corporate credit card process.

Founded in 2019 by five founders, Yokoy now has over 500 customers including companies such as Stadler Rail, On Running, Bobst, Zühlke and BDO.

The company acquired competitor product FlowExpense in October 2020 and started its expansion into the DACH market with the opening of an office in Vienna in November the same year.

In June 2021, Yokoy expanded its software offering from an expense tool to a comprehensive automation of the entire spend management process. It also opened an office in Munich.

Yokoy was ranked 20th on the 2021 TOP 100 list.

#3 — Ledgy (fintech)


Ledgy is an equity management platform that helps companies manage their cap table, employee participation plans, funding rounds, and investor relations.

The platform is used by companies such as Raisin, wefox, Frontify, Codility, Utopia, and others to democratize startup equity by turning employees into owners.

#17 — Inyova (fintech)

Inyova is a digital platform for investing with a sustainability impact.

#20 — Sygnum Bank (fintech)

Sygnum Bank

Sygnum is a digital asset bank that empowers institutional investors to invest in the digital asset economy. The company holds a Swiss banking licence and a capital markets services licence in Singapore, and operates globally.

#23 — Neon Switzerland (fintech)


neon provides an account, app and card for receiving, transferring, and putting money aside. The neon Mastercard has been named the cheapest credit card abroad by Kassensturz, among other awards.

#27 — Imburse (fintech)


Imburse is a cloud-based middleware connecting large enterprises to the payments ecosystem, regardless of their existing IT infrastructure. Through a single connection to Imburse, enterprises can collect or pay-out using a variety of payment technologies and providers around the globe.

#30 — Relai (fintech)


Relai is a bitcoin-only investment app which enables anyone in Europe to buy and sell bitcoin within minutes, without the need for registration, verification, or deposits.

The Relai app in numbers: 100’000+ App Downloads; 40+ different countries in Europe; 30’000+ active (paying) users; CHF 6M+ monthly volume.

#50 — Alpian (fintech)


Alpian unifies everyday banking with accessible investment and private banking services in a mobile app. The company received a Swiss banking license in September 2022 and will launch its products and services to the public in the third quarter of the year.

#61 — Leva (fintech)


Leva is a FundTech (fundraising technology) company, developing cloud-based solutions to help projects and investors raise funds. Users can manage all stakeholders through one dashboard and generate all the required legal documentation to compliantly pool investors to reduce governance complexities.

#75 — Urbio (proptech)


Urbio is a SaaS platform that accelerates the transition of utilities to clean energy. The company automates the design of new energy assets like solar or district heating with 90% time savings to better inform investment decisions.

#93 — Impaakt (fintech)


Impaakt uses collective intelligence to produce research and assessments of the social and environmental impact of companies.

#86 — LEDCity (proptech)


LEDCity’s smart plug and play lighting system reduces energy consumption by 90 percent by controlling the light autonomously and dynamically. Their LED lamps  can also reduce energy, installation and maintenance costs, and collect useful data.

#95 — Oxygen at Work (proptech)

Oxygen at Work

Oxygen at Work uses a combination of natural plants, sensor technology and big data to improve indoor air quality and achieve energy consumption efficiency in office spaces.