Viva.com, a Greece-based financial technology company, has announced a strategic investment in Austria-based fiskaltrust, a firm specialising in fiscalisation compliance.
This partnership aims to introduce Europe’s first integrated business solution that combines payment processing, fiscalisation services for invoices and receipts, card issuing, deposits, and loans.
The solution seeks to address Europe’s fragmented payments and tax regulation landscape by offering a unified system.
The initiative targets business software vendors, including ERP, invoicing, POS, and CRM providers, as well as booking and reservation platforms.
It provides a single-integration plug-in to streamline transactions and payments management across multiple countries.
The deployment has begun in Austria, Germany, Greece, Italy, Portugal, and Spain, with plans to expand to additional European markets.
Haris Karonis, CEO of Viva.com, stated:

“Viva.com becomes the pan-European enabler of payments, credit products, and fiscalisation, addressing the challenge of the continent’s fragmented landscape, and debunking local monopolies that restrict growth. This is part of our strategy to support – instead of competing – all software houses that wish to deliver pan-European business services.”
Thomas Steininger, CEO of fiskaltrust, added:

“fiskaltrust helps businesses across Europe navigate complex tax compliance with secure, automated solutions integrated into POS systems. Together with Viva.com, we are redefining how businesses handle fiscalisation compliance and payments in a single and scalable solution.”
The system integrates payment acceptance with automated, tax-compliant invoicing and receipts, supporting compliance with the EU’s e-Invoicing Directive (Directive 2014/55/EU).
It simplifies invoice issuance, payments, and VAT reporting, aiding businesses in adopting digital tax compliance.
Additionally, businesses using the solution can access credit products, including an interest-free lending facility with a 45-day repayment period.
Viva.com customers receive instant access to working capital, linked to both payment volume and fiscalised invoices, supporting cash flow and operational stability.
Featured image credit: edited from freepik