PostFinance, the financial services unit of Swiss Post, has partnered with Swiss digital lender bob Finance to offer personal loans.
This financing solution allows PostFinance to expand its product range and offer a broad customer base access to a personal loan with attractive and transparent conditions.
The postfinance personal loan is an online product from bob Finance and provided by PostFinance to private, permanently employed individuals with a Swiss residency and an account with the latter or another Swiss bank.
The loan is available for amounts of CHF 1,000 up to CHF 80,000 and has a maximum term of seven years. Customers between 18 and 64 years of age can apply for the loan online, depending on their individual needs.
The interest rate for the PostFinance personal loan is between 3.95% and 6.9% and depends on the applicant’s personal and financial circumstances.
Applicants will receive an indicative interest rate offer immediately after submitting a successful online application.
The final decision regarding the loan is made by bob Finance after a comprehensive credit check in accordance with the Consumer Credit Act (CCA).
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