PLUSCARD, a full-service processor for numerous card-issuing institutions across Germany, Netcetera, a digital payment solutions provider, and Entersekt, a customer authentication specialist, launched the FIDO-certified alternative to app-based authentication in Europe in June 2021.

The solution enables secure online credit card payments without the use of a mobile device.

FIDO is an international authentication standard that offers an alternative for secure, easy and SCA-compliant payments without the use of a mobile device.

PLUSCARD, Netcetera and Entersekt have implemented the FIDO standard in their joint solution. Entersekt has integrated the FIDO server into the solution, which is certified by the FIDO Alliance.

Meanwhile, Netcetera is a long-standing partner of PLUSCARD and has successfully implemented this secure and user-friendly authentication solution.

Authentication is handled via a physical token which is linked to a credit card enabling customers to easily authenticate their online transactions.

Thomas Niederauer, Product Manager at PLUSCARD said,

“Customers without a mobile device now have the option to approve their online payments conveniently and securely with the FIDO token.

 

Together with Netcetera and Entersekt, we have implemented a future-proof solution with the FIDO standard. So far, this is a unique alternative to app-based authentication in the German market.”

Bernhard Binz, Project Manager at Netcetera said,

“A FIDO token is much more secure than a transaction number sent via SMS and therefore the better choice for end customers. This is the second successful solution we have developed for PLUSCARD.

 

Together, we were the first in the payments industry to introduce app-based authentication 5 years ago and now we are again taking a leading role in the market with the first FIDO implementation.”

Featured image: Edited from Unsplash