Visa has rolled out its Click to Pay feature for eligible Revolut Visa cardholders across Europe and the UK, enabling a faster and more secure online checkout experience.
The global standard removes the need for consumers to manually enter card numbers, passwords, or one-time codes at checkout.
Because Revolut is enabling the feature at the card level, millions of users will be automatically enrolled when shopping at participating online merchants both domestically and internationally.
According to data from the Visa network, the technology can reduce fraud by up to 91% by replacing exposed card details with secure tokenised credentials.
The system also increases transaction authorisation rates by up to 11% and cuts checkout times by up to 20 seconds compared to manual card entry.
Expanding digital checkout capabilities
Revolut is introducing the feature to its base of more than 13 million customers in the UK and 40 million users across Europe.
The company also plans a coordinated rollout across international markets, including Singapore, Australia, New Zealand, and Japan, while making the option available to merchants in the UK and Europe.
“By bringing Visa Click to Pay to millions of people, they are moving the optionality of online checkouts towards a new best-in-class solution, built on the foundations that will power the next generation of digital experiences,”
said Mathieu Altwegg, Head of Product and Solutions, Europe, Visa.
“Our goal is to offer flexible, secure ways to pay, and integrating the Click to Pay standard gives our customers an excellent additional option for a smooth checkout experience,”
said Alex Codina, General Manager of Merchant Payments at Revolut.
Tokenisation and future commerce
The payment infrastructure reflects a broader industry shift away from static card details towards digitally native credentials.
The system relies on network tokenisation, which protects sensitive card information by replacing static details with secure digital tokens designed specifically for digital commerce.
The feature also supports modern authentication methods such as Visa Payment Passkeys, which use biometrics to confirm consumer identity quickly.
This integration helps establish foundations for future use cases where payments and identity work seamlessly in the background, including embedded commerce and digital verification.
Featured image credit: Edited by Fintech News Switzerland, based on image by freepik via Magnific
