According to Albert Einstein, gravity is a property of the universe that regulates the interaction between energy, mass and spacetime. What would happen if gravity would not be there? … most likely an unregulated system! Today’s financial markets seem just that, a universe without gravity, where Market Authorities and Central Bankers attempt to revise the risk/return forces and their time interactions within a workable model: by increasing costs of capital and strengthening fiduciary standards. What is gravity in Wealth Management? Good Advice indeed, hence Goal Based Investing. The Global Financial Crisis has shown that financial institutions were “defying gravity”, by…