Luc Schuurmans, Head Private Banking, Executive Management at Bank Linth LLB AG, put together an overview map of Fintech Companies “Born in Switzerland”. His map features Swiss fintech companies categorised into: Wealth Management, Finance Management, Payments, Credit, Trading, Advice, Data Integration, Funding, Vergleich & Learning.
Along with Swisscoms Fintech map (185 companies) and Fintechnew’s list of Top 30 Swiss Fintech Startups To Watch, we now have now 3 good overviews of what presents the Fintech startup scene in Switzerland.
Here are the description of all the startup listed in Luc’s map:
Wealth Management
True Wealth AG was founded in 2013 as a Swiss corporation. An automated investment solution that is uncompromisingly cost-efficient so that our clients enjoy bigger returns.
With INVESTORY you can trade direct investments like stocks, etfs, futures, foreign currencies, precious metals, and commodities. Collective investments like mutual funds, structured products, and certificates are not available.
Investivity is a boutique investment company dedicated to delivering innovative solutions to the current challenges faced by wealth managers.
Leonteq is vertically integrated and is a leading B-2-B partner for digitisation solutions. They cover the entire value chain of structured investment products from structuring to pricing, documentation, issuance, listing, settlement, risk management, market-making, life-cycle management and distribution.
AMNIS provides small and medium enterprises via an electronic platform access on fair terms for currency exchange and foreign currency payments. Various automated systems and APIs (programming interfaces), it also allow the processes involved in dealing with foreign currency easier.
Descartes is a digital Swiss investment advisor bringing together the latest insights in financial theory, leading technology, and successful investment specialists. An easy, low-cost access to strategies and methods of well-known, independent investment specialists, portfolio managers and economists.
Finance Management
Contovista is a digital banking software company. They specialized on big data analytics, business intelligence and visualization over financial data. Their product portfolio includes a complete Personal Finance Management (PFM) solution, a Finance Management solution for SMBs as well as a Portfolio Analytics solution.
Qontis is a Switzerland based online personal finance management (PFM) platform. The service is part of a commercial enterprise between the Neue Zürcher Zeitung media property and e-banking solutions provider Crealogix. The platform provides users with the ability to document and organize data from all instances of private income and expenditures.
Payments
TawiPay is an award-winning Swiss FinTech startup participating in the shift of the boiling remittances industry towards electronic channels. They have partnered with the International Organization for Migration and the Swiss government to catalyze the social impact and reach within migrant communities worldwide.
CashSentinel is a fintech startup that developed an innovative payment solution, which is at the crossroads of escrow agents and mobile wallets, to facilitate vehicle transactions. CashSentinel’s service has opened in April 2014 in Switzerland.
Mobino is a Swiss company incorporated in Geneva in 2011. Their products are integrated with the existing banking infrastructure, for example through the SEPA system in Europe. A version with prepaid accounts is geared to countries where many citizens cannot access traditional banking services.
CashCloud is a mobile payment system, but relies on a system of stability and security. They aim to create transparency and ensure ease of use, in order not to give rise to the scepticism and distrust which has grown between the people and the banks in recent years regarding mobile payments.
milliPay is a Swiss online payment provider. With their patent-pending technology they firstly enable micropayments: their system is optimized for fast and easy access to paid content, and efficiently processes transaction amounts down to EUR 0.001.
After several years of development, the Run my Accounts AG AG was founded in 2008: the Easiest Accounting for SME. And meanwhile run my accounts in Stafa with 25 employees approximately 300 companies in the size of 1 to 220 employees.
Credits
Cashare was founded in January 2008 as a public limited company under Swiss law, has its registered office in Hünenberg (ZG) and is registered in the commercial register of the Canton Zug. They are an approved financial intermediary pursuant to Art. 2, para. 3 of the Swiss Money Laundering Act and are audited by PricewaterhouseCoopers AG.
MoneyPark is Switzerland’s first independent provider for personalized financial advice that’s worth its money. MoneyPark offers a thorough and comprehensible analysis of financial products in order to find the optimal product for your needs.
Hypoguide ist eine Aktiengesellschaft mit Sitz in Zürich. Sie wurde im Dezember 2013 von den heutigen Eigentümern gegründet, mit dem Ziel, die Suche und das Vergleichen von Angeboten für die private Liegenschaftsfinanzierung zu vereinfachen.
Splendit matches students and investor in an auction process, issue documentation and manages payments through the lifetime of the loans.
lend.ch (LEND) a registered financial intermediary and a trademark and service of Zurich-based Switzerlend AG, provides a crowdlending platform for private loans that allows borrowers to benefit from fair interest rates (~5-9% compared to 12%, the current average interest rate for consumer loans in Switzerland) and investor from better returns.
Trading
Lykke is building a single global marketplace to level the playing field and provide access to everyone. They received their initial seed funding in 2015. They utilize the blockchain technology pioneered by Bitcoin to offer immediate settlement and direct ownership.
Swissquote Group Holding Ltd is Switzerland’s provider of online financial and trading services. The Executive Management consists of Marc Bürki, Chief Executive Officer, Paolo Buzzi, Chief Technology Officer and Michael Ploog, Chief Financial Officer. Marc Bürki and Paolo Buzzi are founding shareholders of the Company and were major shareholders as at 31 December 2014.
TradeGear support users in all phases of an investment or trade: security / marketselection, entry criteria, order submission and management and finally exit criteria. Their focus is on mobile and wearable devices.
Metaco SA is headquartered in Vevey, Switzerland. They develop and market cutting edge smart contract trading solutions relying on the Blockchain. As a consulting company, they building the next generation of financial technologies supported by distributed ledgers.
Advice
moneyguru.ch ist der digitale Assistent für private Finanzen in der Schweiz. Der Moneyguru ist von den Gründern von moneyland.ch ins Leben gerufen worden. Die unabhängige Vergleichsseite moneyland.ch ist sozusagen die Mutter, die Datenlieferantin und der Rechner von Moneyguru.
Crowd Trading’s objective is to bring a revolution to the world wide online financial services being the first on the market to offer a social trading platform to collectively manage portfolios of financial assets through a decision-making system for public groups of investors (herein “crowd”) and an automated trades replication within the crowd.
adviceonline.ch, the complete and regulatory conform Onboarding, Profiling, Opening Document Management, Advisory and Consolidation Suite for EAM and Banks.
Investment Navigator is operated by Investment Navigator AG based in Zurich. Investment Navigator AG works closely with fundinfo, the leading platform for information and mandatory disclosures in the fund sector.
InvestGlass is a 24/7 financial markets platform built with Swiss banking know-how and a predictive algorithm. Their goal is to deliver smart financial information investors need at the right time and in the right format. Equities, Bonds, Forex, ETF, Futures, News and much more…
Sentifi is a leading Crowd-Intelligence platform for financial markets globally, receiving Swiss FinTech Award 2016. Their unique approach is to structure unstructured financial data from news, blogs and social media, identify and rank the sources for their relevance and apply self-learning algorithms and a financial expert system to extract insights from the content.
Qumram enables every digital interaction – web, social and mobile – to be recorded and replayed, at any time, providing a complete digital audit trail for financial services organisations, in accordance with key global regulatory requirements (MIFID-II, SEC, FINRA and more).
SwissMetrics is a dynamic startup from Switzerland that has a mission to enhance the way companies monitor their credit risk. As finance professionals, they have developed a SaaS platform with the aim of promoting smarter collaboration within companies to work for a common goal – saving money through risk minimization.
With diverse academic backgrounds ranging from information technology, mathematics, business administration, political sciences and philosophy, economics, design, linguistics and psychology, Adviscent‘s team of experts brings solid domain expertise on board in the banking, pharmaceutical, manufacturing and food industries.
MeetInvest seeks to democratize stock market investment with a free service that combines a social media platform and an investor toolkit, bringing in one place all the necessary resources for people to start trading like pros.
By leveraging technology, Dein-Anlageberater.ch provides users with personalized investment advisory services and recommendations for asset allocation at a much lower price than traditional investment advisers.
CrowdInvest.ch ist die erste Plattform der Schweiz, bei der jedermann die Kursentwicklung von Aktien prognostizieren kann. Denn wissenschaftliche Untersuchungen zeigen, dass kollektives Wissen besser ist als einzelne Expertenmeinungen. Werde jetzt Teil von crowdinvest.ch und miss dich mit den Finanzexperten.
FLYNT reinvents platforms, services and experiences that put clients in control of their wealth. We see wealth as a means to follow life’s dreams, ambitions and aspirations. Wealth is a gateway to opportunity. Our mission is to transform how our clients realise these opportunities – in the most fluid, dynamic and rewarding way possible.
Data Integration
Pure Value Metrics provides active investors with a unique combination of Global Equity Portfolio Selection, Market Insight, Online Trading and discretionary Voice Execution.
WealthPort’s artificial intelligence (AI)-driven software helps businesses reduce manual work in product data management by 20x, speed up time-to-market by 90% and increase revenue up to 10%. Wealthport makes this possible by radically improving data quality–automating the data integration, cleaning and categorisation process.
Qedos designs beautiful & innovative solutions for wealth managers. Their solutions revolutionise the way wealth managers and their client interact. They help wealth managers provide tailored advice, provide a better client experience, achieve superior investment performance, comply with regulations and work more efficiently.
Founded in 2007, NetGuardians was the first company to emerge from the innovation incubator Y-Parc, in Yverdon-les-Bains, Switzerland. The company now enjoys a solid international presence with a steadily growing clientele in Europe, the Middle East, Asia and Africa.
FundBase is a cloud-based platform to ultimately host the complete investment process for high-conviction alternative investments. Fundbase delivers to qualified investors a seamlessly integrated platform to discover, execute and monitor complex investments such as hedge funds, private equity and other high-conviction investments.
ADDFIN is a business solution for professional investors who seek to benefit and leverage on the full potential offered by digitalization and information technology in order to standardize the workflow, processes and procedures.
Monetas develops technologies that empower people to live and do business with greater freedom than ever before, and that make financial inclusion a reality.
Additiv develops and implements digital innovations and business models for financial services companies – tailor-made and turnkey.
Funding
Verve Capital Partners Ltd. operates investiere.ch, a disruptive early-stage and equity gap financier. Based in Zug, Switzerland, Verve Capital Partners was launched in December 2007, with the aim to develop and implement innovative financing concepts for small and medium sized enterprises (SMEs) while connecting private investors directly to SME investments.
WeCan.Fund connects investors to the best Swiss SMEs seeking crowdfunded loans. They provide a secure, user-friendly, transparent platform that will revolutionize SME financing.
Swiss Crowdfunding is The First Swiss Real Estate Crowdfunding Platform. They have the right of sale of real estate for a total value of over 2 billions Euros: this includes housing estate, for profit, accommodation facilities and many hotels in spread throughout 8 different countries in Europe.
Bricks & Bytes AG provides with crowdhouse.ch the first real estate crowd funding platform in Switzerland. By democratizing the way of being a real estate owner it makes everyone a happy landlord.
wemakeit.com was founded in Switzerland in February 2012 by the communication consultant Rea Eggli, the artist Johannes Gees and the interaction designer Jürg Lehni and within very short time grew into one of the largest crowdfunding platforms in Europe.
Projektstarter ist eine Crowdfunding-Plattform mit Sitz in Solothurn, welche seit dem Jahr 2011 tollen Ideen und ihren Machern eine Möglichkeit zur Finanzierung bietet. Sie ist in Besitz der Designatelier GmbH. ProjektStarter bietet den Menschen im Raum Schweiz die Möglichkeit ihre Idee oder ihr Projekt zu finanzieren.
100-days.net (St. Jakobstrasse 54a, CH-8004 Zurich) is a limited company which is 100% owned by Ron Orp GmbH, based in Zurich. The site’s managers and founders are Romano Strebel, Christian Klinner and Ron Orp.
DealMarket is a global online platform for fundraising and deal flow management – a one‐stop shop for Private Equity & Corporate Finance professionals. DealMarket counts more than 15,000 active private equity professionals from 159 countries and is growing fast. Global leading banks like UBS use DealMarket’s deal flow management tools like hundreds of Investors, Associations and Networks trust our comprehensive service offering for Private Equity.
Go Beyond Investing brings together a group of private accredited investors dedicated to providing early-stage capital with entrepreneurs seeking investment capital. Go Beyond Investing enables novice & experienced, small & large investors, to access angel investing as an asset class through its unique platform, tools, training and expert angels.
SoSense is a pioneer in digital social innovation with offices in Zürich (Switzerland) and Berlin (Germany). They design creative and engaging concepts, implement innovative and empowering solutions and help run impactful campaigns with leverage.
CreditGate24 connects borrowers with private and institutional investors and offers an efficient and scalable settlement of loans. CreditGate24 operates exclusively online, with no branches or high administrative expenses in order not to diminish the yields on investment and to minimize the cost for borrowers.
Advanon is an authorized financial intermediary that is directly subordinated to FINMA (Directly Subordinated Financial Intermediary, DSFI) according to the Anti Money Laundering Act (AMLA).
Suricate Solutions Sàrl a développé GoHeidi, une plateforme web de financement participatif basée sur la précommande d’un produit/service afin d’aider toute personne à réaliser son projet.
Veolis provides a Crowdfunding and Crowdinvesting Platform for sustainable projects in Switzerland, for example: Renewable Energy Projects, Cleantech Company; processes and legal contracts between Project Owner and Investor are simplified and standardized.
c-crowd represents a new way of financing entrepreneurs while democratising the concept of business angels, brings together innovative entrepreneurs and investors.
Vergleich und Learning
Anders als bei anderen Lernplattformen arbeitet fintool.ch bewusst mit Kurzvideos. Da auf der anderen Seite der zu behandelnde Stoff ausgesprochen vielfältig aber auch von immenser Breite ist, sind der Anzahl solcher Videos kaum Grenzen gesetzt. Der Stoff wird fintool.ch nicht ausgehen. Nach Erscheinen werden die einzelnen „Street-Videos“ in sogenannten Wissensgefässen „zusammengebunden“.
moneyland.ch is a Swiss comparison service site helping you with your financial needs. On moneyland.ch, you can use independent comparison tools for insurance, loans, credit cards, bank accounts, consumer credits, interest rates, trading and much more.
Comparis is a Swiss Internet comparison service. On comparis.ch, consumers can compare rates and services of health insurances, other insurances, banks, telecom providers, property, vehicles and special offers from retailers – quickly and easily.
Simple, Easy and Usefulness are the three pillars of everything that are innovated at Smartie. A team with impeccable entrepreneurship, courage to put a ding in the universe and humility are some of the characteristics of the team members.
bfox ist ein exklusiver Service der fragguido AG mit Sitz in Bergdietikon. Das 2013 gegründete Unternehmen ist 100% unabhängig und wird von einem Expertenteam geführt.
Ein Financial Explainer ist ein computergenerierter Erklärungsvideo. Mit Hilfe von Ton, Bild und Bewegung werden komplexe Sachverhalte verständlich erklärt. Gerade in der Finanzbranche, wo die Komplexität der Produkte und Dienstleistungen einen hohen Erklärungsbedarf mit sich bringen, kann ein Financial Explainer durch seine “Step by Step” Erzählweise sein ganzes Potenzial entfalten.
