Tenity has announced the latest cohort joining its European Fintech Accelerator, reinforcing its position as one of Europe’s most active early stage investors.
From 433 applications, ten startups have been selected to receive funding, resources and market access to support their growth and international expansion.
The cohort reflects a broad range of innovation in financial technology, including regulatory technology, insurance, wealth management, infrastructure, banking, crypto and web3, investing and quantum finance.
Each founder is working to address challenges within the financial ecosystem and to introduce solutions with the potential to scale.
Tenity invests up to €300,000 in each startup and provides hands on support, investor introductions and access to partners such as UBS, SIX and Ripple.
In addition to funding, the startups will take part in a four month programme running from 25 August to 5 December 2025, offering practical knowledge, tools and connections across Europe’s main hubs.
With access to markets in Zurich, London and Copenhagen, participants benefit from cross border opportunities.
The programme includes four in person masterclass weeks focused on growth, product development, traction and fundraising.
Tenity’s approach focuses on long term value creation, traction and sustainable growth.
With six hubs worldwide and a network of more than 1,600 alumni startups, it has become a platform for founders aiming to expand internationally.
“This cohort reflects the depth and maturity we are looking for in the European fintech landscape. At Tenity, we do not just invest capital, we partner with founders to build enduring, scalable companies. With this group, we see the potential to shape the future of financial services across borders and beyond silos,”
said Andrea Fritschi, Managing Partner and Chief Financial Officer at Tenity.
Meet the 10 startups:
eIDeasy| Estonia
eIDeasy simplifies digital identity and eSignature integration by offering a unified API platform that connects businesses to 80+ global providers through a single integration and contract. This drastically reduces complexity, speeds up deployments, and ensures compliance with stringent eIDAS regulations, all while cutting costs and time- to-market.
Vinlivt | Germany
Vinlivt enables insurance distributors to instantly onboard and manage their portfolios through native integrations with major broker pool platforms such as Broker-Pools, CRM-Systems. By connecting directly into these existing workflows, Vinlivt reduces onboarding from weeks to minutes, eliminates manual data transfer and boosts broker retention.
WarrenCloud | Estonia
Warren tackles the growing challenge faced by small and mid-sized data centers that struggle to offer modern cloud services without expensive enterprise licenses or complex DIY platforms. By unlocking latent local infrastructure with a plug-and-play, white-label cloud OS, Warren enables providers to deliver scalable, compliant, and cost-effective cloud under their own brand, offering a decentralized alternative to hyperscalers that meets regional data sovereignty and payment needs.
Swisspaytech | Switzerland
Paid247 is revolutionizing payments in Telegram with a secure, seamless mini dApp that enables instant peer-to-peer and merchant transactions in crypto and fiat. By integrating directly into the world’s fastest-growing messaging platform, we’re capturing a massive, under-served user base already transacting socially. Their model blends transactional revenue with subscription-based merchant tools, and early traction shows strong adoption potential.
Equis | Italy
Equis tackles the succession crisis in aging economies by acquiring profitable SMEs through a tech-enabled HoldCo structure and gradually transitioning part of the ownership to employees. This model preserves business value, boosts employee alignment, and ensures long-term sustainability amid a wave of SME closures.
CrypDefi | Belgium
CrypDefi provides the fastest, most secure DeFi access layer for institutions, enabling seamless interaction across 40+ chains with sub-30ms latency. Designed to integrate with existing custody solutions, it accelerates DeFi adoption by delivering audit-grade infrastructure, granular policy enforcement, and compliance-ready workflows.
Groundley | Denmark
Groundley is transforming enterprise procurement with an AI-native data infrastructure layer that unlocks real-time, line-item visibility from ERP systems. By turning vague product codes and PDFs into enriched, actionable spend intelligence, we replace slow, consulting-heavy processes with instant, scalable automation. Their proprietary AI models classify transactions, surface savings opportunities, and automate compliance, powering better sourcing, cost optimization, and ESG reporting.
Ariadne | Switzerland
Ariadne is a cloud-native, contract-centric finance platform that unifies transaction processing and real-time analytics in one ACTUS-standardized ledger. Their SolitX and AnalytX modules replace fragmented core systems, eliminating reconciliations, accelerating compliance, and enabling instant risk simulations across any asset class. We help financial institutions go from proof-of-concept to production in weeks, not years.
WealthAI | United Kingdom
WealthAI is the category-leading AI Operating System for wealth management, combining an agentic, natural language front- end (delivered as a browser extension) with a robust API gateway and a curated marketplace of partner applications. This unified platform transforms fragmented, legacy processes into seamless, proactive digital workflows for wealth managers, portfolio managers, and compliance teams.
Quantum Signals | France
Generate accurate short-term (1 minute to 5 hours) predictions of key market characteristics (price trend, liquidity, volatility) that can help quants and traders capture more alpha, optimize order execution, and improve hedging.
Featured image credit: Edited by Fintech News Switzerland, based on image by thanyakij-12 via Freepik
