The Top 10 Fintech Startups in Switzerland in 2023

The Top 10 Fintech Startups in Switzerland in 2023

by September 8, 2023

Like last year 10 fintechs made the 13th edition of the TOP 100 Swiss Startup Awards organized by Venturelab.

The 2023 ranking features 100 Startups, Yokoy who made first overall place last year made it this year on 2nd place.

Of the 10 fintechs, 4 were repeats from the 2022 startup ranking and 6 were newcomers. – Ledgy (No 3 last year)– graduated to this year’s scale-up ranking.

Meet the 10 Swiss fintechs that made the TOP 100 Swiss Startups 2023 list:

yokoy (2.Place) -1


The Swiss FinTech company Yokoy (formerly: Expense Robot) uses artificial intelligence to automate the entire corporate spend and corporate credit card process. Founded in 2019 by five founders to simplify expense management, Yokoy already has over 500 customers, including companies such as Stadler Rail, On Running, Bobst, Zühlke and BDO. In June 2021, Yokoy expanded its software offering, making the step from an expense tool to a comprehensive automation of the entire spend management and expanded further with an office in Munich.

relai (#24) +6


Relai is independently audited and with over 130 million CHF of bitcoin invested through its platform.

Unique AG (#31) new

unique ag

Unique FinanceGPT is a tailored solution for the financial industry that aims to increase productivity by automating manual workload through AI and ChatGPT solutions. The platform records conversations and leverages state-of-the-art AI language models to provide client advisors with augmented assistance, coaching and useful analytics.

Grape Insurance AG (#35) new

grape insurance

grape is the first fully digital insurance company for companies and employees in Switzerland.

grape is a startup from ETH that has obtained its insurance license as an MGA and now offers employee insurance products for companies (KTG, UVG(Z), and BVG) in Switzerland. These insurances are bundled with a B2B SaaS product that saves the insured companies time managing their coverages and claims. Moreover, grape is the first insurer to directly reinvest into prevention services supporting the health of their customer’s employees through their benefits and paid therapy sessions.

Aktionariat AG (#40) new

Aktionariat AG

Aktionariat creates a market for SME shares.

Sygnum Bank AG (#43) -23


Sygnum is a digital asset specialist with global reach. With Sygnum Bank AG’s Swiss banking licence, as well as Sygnum Pte Ltd’s capital markets services (CMS) licence in Singapore, Sygnum empowers institutional and private qualified investors, corporates, banks and other financial institutions to invest in the digital asset economy with complete trust.

Stableton (#50) new


Stableton is specializing in private markets. Institutional and qualified investors benefit from the sourcing of outstanding growth companies and the creation of unique top-tier investment opportunities with improved liquidity.

Relio (#54) new


Relio aims to offer digital business accounts for SMEs in Switzerland.

Mark Investment Holding AG (#66) new


Mark Investment helps to diversify the portfolio, like an expert.

Alpian SA (#71) -21

alpian sa

Alpian unifies everyday banking with accessible investment and private banking services.