The Federal Council has reiterated its aim for Switzerland to be among the leading locations for digital finance.
At its meeting on 5 December, it reviewed the current status of work carried out by the Federal Department of Finance (FDF) following the Federal Council’s 2022 report on digital finance.
Digital technologies and new business models continue to influence financial market structures and the performance of Switzerland’s financial centre.
The 2022 report outlined twelve areas of action for creating suitable conditions for innovation while considering associated risks.
Several measures have been initiated or implemented since 2022.
A consultation is under way on proposals to improve the existing “fintech license.” It also aims to provide clearer regulation for stablecoins and other cryptocurrencies.
The Financial Innovation Desk (FIND), established in 2023, completed its pilot phase.
The State Secretariat for International Finance incorporated it in September 2025.
In open finance, the objectives set in 2022 have led to banking-sector initiatives such as multibanking. A dedicated review is due by the end of the year.
The Green Fintech Network, converted into an association in 2023, continues its activities.
Collaboration between authorities and the private sector has supported work on cyber-resilience and financial crime risks through initiatives such as the Swiss Financial Sector Cybersecurity Centre and the Swiss Financial Intelligence Public Private Partnership.
The Federal Council confirmed that the 2022 areas of action will continue to guide further work.
Officials will submit a sectoral analysis on AI and financial market law in the coming months.
Clarification on cloud computing and outsourcing will focus on risks to financial stability.
The fifth Point Zero Forum will take place in Zurich in June 2026, alongside the SwissHacks hackathon.
Further work will continue in regtech, suptech, data use and data flows, as well as on monitoring international developments, including e-ID.
Switzerland will also maintain its involvement in international bodies such as the FSB and IMF to support the development of global standards and market access.
Featured image credit: Edited by Fintech News Switzerland, based on image by PAKMUD and wirestock via Freepik
