The International Data Corporation (IDC) has released its annual ranking as the fastest-growing 100 fintech providers worldwide, highlighting leaders by their recent expansion.

Among this year’s 100 winners, 23 companies stand out as notable emerging fintech companies. These businesses, featured separately in the IDC Fintech Top 100 Emerging Fintech list, joined the rankings for the first time in 2026, underscoring their rise on the global fintech stage.

Of these 23 companies, nine are headquartered in Europe, reflecting the expansion and influence of the region’s fintech sector worldwide.

These companies represent Switzerland, Germany, the Netherlands, and France, with two ventures each, plus the UK, with one. They operate across several verticals, including core banking and digital banking, payments, lending and consumer finance, as well as regtech and risk.

Europe’s top emerging fintech providers in 2026

Avaloq

Founded in 1985, Avaloq is a Swiss company that develops and provides front-to-back software and services, including the Avaloq Core Platform covering over 100 financial products, and tailored wealth management and advisory tools such as personalized portfolio management, risk profiling, real-time insights, and digital client engagement. A subsidiary of NEC Corporation, Avaloq serves over 170 financial institutions around the world, including private banks, wealth managers and investment managers, as well as retail banks.

BPC Banking Technologies

Founded in 1996, BPC Banking Technologies, known globally as BPC, is a Swiss-headquartered technology company that provides banking, payment, and commerce software solutions. It offers the SmartVista platform, a comprehensive suite of digital banking, payment processing, commerce, and mobility software solutions, claiming over 500 customers across more than 140 countries, and processing millions of daily transactions.

GFT Technologies

GFT Technologies is a global, artificial intelligence (AI)-centric digital transformation and IT services company founded in 1987 in Germany. It designs advanced data and AI transformation solutions, modernizes technology architectures, and develops next-generation core systems for players in banking, insurance, manufacturing and robotics.

SAP Fioneer

Founded in 2021 as a joint venture carve-out between SAP and financial investor Dediq, SAP Fioneer is a global software and services provider delivering cloud-based solutions for banks, insurers, and financial institutions. Headquartered in Germany, SAP Fioneer builds end-to-end digital business innovation, core banking, insurance management, and finance-and-risk platforms, claiming more than 1,200 customers across 18 countries.

Mambu

Founded in 2010 and headquartered in Amsterdam, Mambu provides a cloud-native, software-as-a-service (SaaS) banking platform centered around “composable banking”, allowing financial institutions to build, configure, and scale bespoke financial products using an API-first framework. Mambu supports more than 225 million end users worldwide and works with banks, fintech startups, and financial institutions across more than 60 countries.

Wolters Kluwer

Wolters Kluwer is a Dutch multinational company that provides digital information, software solutions, and services for professionals in healthcare, tax and accounting, legal and regulatory, financial compliance, and corporate performance. The firm serves customers in over 180 countries, including 90% of the world’s top banks, with roughly 21,100 employees worldwide, and annual revenues of EUR 6.1 billion (US$6.8 billion) in 2025.

Linedata Services

Founded in 1998, Linedata Services, known as Linedata, is a global financial technology, software, and services provider. It provides technology solutions and services for the asset management and credit industries, including modular, cloud-ready software platforms for portfolio management, order management, trading, compliance, risk management, and fund administration, and digital and automated solutions for automotive finance, consumer credit, equipment finance, commercial lending, and syndicated loans. Headquartered in Paris, Linedata claims 700 customers in 50 countries, and EUR 183.7 million (US$) in revenues in 2024.

SBS

Headquartered in Paris, SBS, formerly known as Sopra Banking Software, provides cloud-native core banking, lending, compliance, and payment software to over 1,500 financial institutions across 80 countries, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance.

Smart Communications

Based in London, Smart Communications is a customer engagement technology provider, serving more than 700 enterprises worldwide, including Zurich Insurance, Priority Health, The Pacific Financial Group, and The Bancorp. Its Customer Engagement Platform unifies how organizations collect information, create and deliver personalized communication, coordinate engagement across channels, and securely access and retain critical records.

2026 IDC Fintech Rankings

The IDC Fintech Rankings, released each year, categorize and evaluate technology providers based on calendar-year revenues from financial institutions or directly to fintech solution providers for hardware, software, and services.

Companies on this year’s list raised their 2025 financial-services revenue by nearly 20% compared with the prior year, underscoring surging activity and growing investment in fintech innovation. FIS continued to rank first, securing the top spot seven times during the last decade.

Within the IDC Fintech Enterprise 50 list, which covers companies that draw less than one-third of revenue from financial services or serve multiple industries, firms expanded their total 2025 revenue by 12% over 2024, with Microsoft leading the 2026 ranking.

Featured image: Edited by Fintech News Switzerland, based on image by Sodiq99art via Magnific